The top-rated health insurance agent in Middletown, Delaware is Christina McKeown - State Farm Insurance Agent, rated 4.9 stars across 158 reviews. Other highly rated options include Ryan Nichols: Allstate Insurance, Stefanie Wooten - State Farm Insurance Agent, Chuck Montgomery - State Farm Insurance Agent. This directory lists 14 health insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christina McKeown - State Farm Insurance Agent | 102 Sleepy Hollow Dr #103 | (302) 378-8014 |
| 2 | Ryan Nichols: Allstate Insurance | 704 Ash Blvd | (302) 864-2230 |
| 3 | Stefanie Wooten - State Farm Insurance Agent | 14 E Main St | (302) 378-8885 |
| 4 | Chuck Montgomery - State Farm Insurance Agent | 384 E Main St | (302) 449-0001 |
| 5 | Blue Hen Insurance | 1050 Industrial Dr Suite 240 | (302) 696-2242 |
| 6 | SYNERGY HomeCare | 4446 Summit Bridge Rd | (302) 272-9218 |
| 7 | Insurance You Keep | 651 N Broad St Suite 204 | (302) 602-9426 |
| 8 | Jeff Ramos - State Farm Insurance Agent | 4390 Summit Bridge Rd | (302) 376-7775 |
| 9 | Armor Insurance Brokers | 478 Middletown Warwick Rd | (302) 449-5556 |
| 10 | Heritage WealthCare Inc. | 364 E Main St Suite 405 | (800) 736-1306 |
Christina McKeown - State Farm Insurance Agent serves the Middletown, DE area as a health insurance agent. The company helps individuals and families select suitable medical coverage plans to meet their healthcare needs. They also assist local residents with navigating the annual enrollment periods for private insurance plans. Health insurance agents in the area can brokrage marketplace policies and supplement coverage for routine care, prescription drugs, and emergency services. This agency specifically handles major medical plans and Medicare-related insurance options for its clients.
Ryan Nichols: Allstate Insurance provides health insurance guidance and policy placement services to individuals and families in the Middletown, Delaware area. Its service plans include annual policy reviews to help adjust coverage for changing medical needs and assistance with claims processing for hospital visits or prescription expenses. The agency services a range of property types, including single-family homes, apartment complexes, retail stores, and restaurants.
Stefanie Wooten - State Farm Insurance Agent in Middletown, DE serves local homeowners, renters, and business owners with health insurance plans. The agency helps clients select individual medical coverage and family policies that fit their needs and budgets. Agents also assist with understanding plan benefits and enrollment periods. Policies are designed to offer financial protection for routine care and unexpected medical events. This office additionally provides support for customers in the nearby Bear community within New Castle County.
Serving Middletown, Delaware, and the surrounding communities, Chuck Montgomery - State Farm Insurance Agent handles health insurance coverage for individuals and families. The agency assists clients in navigating plan options, including understanding policy details and enrollment periods. This local agent works with customers to assess their specific healthcare needs and budget considerations. For a typical job, it reviews current coverage, explains available plans clearly, and recommends a suitable policy that aligns with the client’s medical requirements and financial situation.
Blue Hen Insurance in Middletown, DE distinguishes between one-time enrollment guidance and recurring plan management for health coverage. Their services help clients navigate individual and family medical policies available in the region, including annual open enrollment selections. Network provider options and preventive care benefits are common considerations addressed during consultations. Assistance is provided on a scheduled basis throughout the year, with additional availability for urgent questions as needed.
SYNERGY HomeCare in Middletown, DE assists individuals in navigating Medicare plans and supplemental insurance policies. The agency guides clients through the enrollment process, matching available coverage options to personal healthcare needs and budgets. As a health insurance agent, it provides ongoing support for policy questions and claim issues. During the annual Medicare Open Enrollment period, the company helps residents review and adjust their existing plans to avoid gaps in coverage or unexpected out-of-pocket costs.
As open enrollment season approaches each year in Middletown, Insurance You Keep helps residents navigate the shifting health care landscape. As a local health insurance agent, the company focuses on finding plans that match each individual’s medical needs and budget. They explain complex policy details clearly, whether for families, seniors, or self-employed workers. A thorough initial assessment of the client’s current coverage and anticipated care needs always begins the process, ensuring each person understands their options before making a final decision.
Jeff Ramos - State Farm Insurance Agent in Middletown, DE, assists individuals and families in navigating their health coverage options as a health insurance agent. The agency focuses on helping clients understand plan benefits, deductibles, and network choices to fit their specific healthcare needs. It works to explain enrollment periods and policy details. Various commercial sectors such as offices, warehouses, and food service operations can also seek guidance on group health solutions for their employees through this agency.
Armor Insurance Brokers serves residents of Middletown with individual health plans, helping them select coverage that fits personal medical needs and budgets. The agency also assists local businesses in securing commercial health insurance options for their employees, and its advisors work with clients throughout New Castle County. After enrollment, the team provides guidance on claims questions and policy adjustments. Regular follow-up support is offered between plan years to review changing coverage needs and prepare for upcoming renewals.
What Does a a Health Insurance Agent in Middletown Cost?
Health insurance agents in Delaware generally do not charge a direct fee to clients; they earn commissions from insurance carriers. For ACA plans, premiums in Delaware vary widely by age, income, and plan tier. A typical bronze plan for a 40-year-old might cost around $400 to $600 per month before subsidies, while a silver plan could range from $500 to $800. Medicare supplement plans often have agent commissions built into the premium. This is general information and not insurance advice.
About health insurance agents in Middletown
Health insurance agents in Middletown, Delaware help individuals and families find coverage through the Health Insurance Marketplace, Medicare, and private insurers. Delaware follows the Affordable Care Act guidelines with open enrollment typically running from November 1 to January 15 each year. Agents can assist with understanding Delaware-specific rules, such as the state-based exchange called Choose Health Delaware.
Frequently Asked Questions
What does a health insurance agent in Middletown do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help you determine if you qualify for subsidies through the Delaware marketplace.
Do I need to pay a health insurance agent for their services?
In most cases, health insurance agents are paid by the insurance company, not by you. Their commission is built into the plan premium, so you do not pay extra for their help.
When can I enroll in health insurance in Delaware?
Open enrollment for ACA plans usually runs from November 1 to January 15. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby.
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