The top-rated health insurance agent in Windsor, Colorado is Farmers Insurance - Gabriel Garcia-Hitt, rated 5.0 stars across 156 reviews. Other highly rated options include Scott Horvath - State Farm Insurance Agent, Joe Unruh: Allstate Insurance, Scott Harper - State Farm Insurance Agent. This directory lists 18 health insurance agents serving Windsor.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Gabriel Garcia-Hitt | 671 Academy Ct UNIT A | (970) 686-6839 |
| 2 | Scott Horvath - State Farm Insurance Agent | 1295 Main St #6 | (970) 686-6161 |
| 3 | Joe Unruh: Allstate Insurance | 1051 Main St | (970) 686-1026 |
| 4 | Scott Harper - State Farm Insurance Agent | 819 Main St | (970) 674-0937 |
| 5 | Heidi Washburn - State Farm Insurance Agent | 519 Main St | (970) 833-5304 |
| 6 | Farmers Insurance - Tammy Woods | 208 Main St | (970) 686-6555 |
| 7 | Mary Agcaoili: Allstate Insurance | 1039 Main St H | (970) 686-1026 |
| 8 | Squires Insurance Solutions | 421 Main St B | (970) 686-7778 |
| 9 | LSI Insurance Agency, Inc. | 401 Pointe Plz Dr Suite B | (970) 674-1151 |
| 10 | Brian Binder Agency Inc American Family Insurance | 400 Main St B | (970) 674-3223 |
Farmers Insurance - Gabriel Garcia-Hitt serves the Weld County area of Northern Colorado, including Windsor, as a local health insurance agent. The agency helps residents and small business owners navigate individual health plans and group coverage options. It assists clients with comparing plan benefits and understanding cost-sharing structures. As a local resource, it also provides guidance on dental and vision insurance policies available in the region. The agency handles enrollment in Affordable Care Act marketplace plans and Medicare supplement policies for those eligible in this area.
Scott Horvath - State Farm Insurance Agent serves homeowners, renters, and small business owners in Windsor, Colorado, by providing health insurance policies that help cover medical expenses and routine care. The agency also assists individuals who need plans for themselves or their families, offering guidance on available coverage options and enrollment periods. Each client receives personalized consultations to find a policy that fits their health needs and budget. In addition to Windsor, this agent serves clients throughout the surrounding Loveland area and northern Colorado communities.
Joe Unruh: Allstate Insurance provides a range of health insurance agent services, including helping clients explore and enroll in individual and family health plans. Ongoing support involves annual policy reviews and assistance with claim questions and coverage adjustments. The company also guides customers through plan changes during open enrollment periods. Its services cater to a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Scott Harper - State Farm Insurance Agent serves the Windsor, Colorado area and surrounding communities with health insurance options. The agency assists clients in navigating individual plans, family coverage, and policy selections tailored to their healthcare needs and budget. Working with a major national carrier, these agents focus on explaining plan benefits, deductibles, and network options during the enrollment process. Each client receives a personalized consultation to assess their current situation and identify suitable coverage, then the agent presents a clear comparison of available plans and helps finalize the necessary paperwork.
Heidi Washburn’s agency as a health insurance agent in Windsor, CO, helps clients differentiate between one-time temporary coverage plans and ongoing, renewable major medical policies. They simplify comparisons of network access, deductibles, and out-of-pocket limits for local families and small businesses. Assistance covers plan selections, annual enrollment updates, and claims guidance. Individual and family client service runs primarily on a scheduled, appointment-based model either in-office or by phone, ensuring personalized attention during open enrollment and qualified life events.
As the seasons change in Windsor, many residents seek updated coverage for routine care and unexpected medical needs. Farmers Insurance - Tammy Woods helps clients in the area navigate their plan options, whether for individual or family health insurance. A local agent provides clear explanations of deductibles and provider networks to guide each enrollment decision. The process typically begins with a personal review of one’s current health situation and coverage gaps during an initial consultation.
Mary Agcaoili: Allstate Insurance in Windsor, CO specializes in helping individuals and families secure health insurance coverage that meets their medical needs. The agency also provides personalized guidance on policy options, claims assistance, and plan comparisons to ensure clients understand their choices. With the open enrollment period approaching, this agency can help residents evaluate their current plans and adjust coverage for the upcoming year to avoid costly gaps in medical care.
Squires Insurance Solutions serves Windsor residents seeking individual health plans, helping them navigate enrollment and coverage options tailored to their needs. The agency also assists local businesses with commercial health insurance offerings, serving clients throughout the Windsor area and surrounding northern Colorado communities. Whether reviewing annual plan changes or addressing a specific claim question, the company provides practical guidance at each step. Agents remain available for follow-up questions or adjustments between regular open enrollment periods.
LSI Insurance Agency, Inc. provides health insurance guidance to individuals and small groups in the Windsor, Colorado area. The agency specializes in helping clients navigate plan options, including preventive care benefits and prescription drug coverage. Assistants support enrollment during open and special enrollment periods. The company serves commercial sectors such as professional offices, warehouse operations, and food service establishments.
Brian Binder Agency Inc American Family Insurance in Windsor, CO, is known for helping individuals and families find suitable health coverage. Its service range includes selecting plans that meet routine medical needs and protecting against unexpected expenses. The agency assists clients in understanding how deductibles, copays, and provider networks affect their choices throughout the year. For those needing coverage outside standard enrollment periods, a reliable specialty service it can add on is guidance through special enrollment qualification and application processing.
What Does a a Health Insurance Agent in Windsor Cost?
Health insurance agents in Colorado do not charge consumers directly. Their compensation comes from the insurance carriers. Plan premiums in Windsor vary widely by age, income, and metal tier. A bronze plan for a 40 year old might cost around 400 to 600 dollars per month before subsidies. Subsidies based on income can lower that cost significantly. This is general information and not insurance advice.
About health insurance agents in Windsor
Health insurance agents in Windsor Colorado help individuals and families compare plans from carriers like Anthem and Kaiser. They guide clients through Colorado Connect open enrollment and special enrollment periods. Agents also explain state rules such as the Colorado reinsurance program which lowers premiums for many residents.
Frequently Asked Questions
What does a health insurance agent in Windsor do?
A health insurance agent helps you review plan options, apply for subsidies, and enroll in coverage. They work with both private plans and Colorado Connect marketplace plans. Agents do not charge you a fee because they are paid by the insurance company.
When can I enroll in health insurance in Colorado?
Open enrollment for 2025 plans runs from November 1 2024 to January 15 2025. You may also qualify for a special enrollment period if you lose other coverage, move, or have a life event. Colorado allows a 60 day window after most qualifying events.
Does Colorado have a state specific health insurance mandate?
Yes Colorado requires most residents to have health insurance or pay a penalty on their state tax return. The penalty for 2024 is based on income and family size. An agent can help you find a plan that meets the minimum essential coverage requirement.
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