The top-rated health insurance agent in Grand Junction, Colorado is 970 Medicare, rated 5.0 stars across 827 reviews. Other highly rated options include Insurance Planning Alternatives, Inc., Medicare On Main, Insurance Advisors Agency, Inc. This directory lists 25 health insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 970 Medicare | 2777 Crossroads Blvd Unit 1 | (970) 999-1111 |
| 2 | Insurance Planning Alternatives, Inc. | 2795 Skyline Ct | (970) 242-7526 |
| 3 | Medicare On Main | 627 24 1/2 Rd STE H | (970) 644-6954 |
| 4 | Insurance Advisors Agency, Inc | 1055 Main St | (970) 255-8240 |
| 5 | Bird Family Insurance Agency | 125 Grand Ave | (970) 549-2500 |
| 6 | Home Loan Insurance | 205 N 4th St | (970) 243-6600 |
| 7 | Jerry Martinez American Family Insurance | 627 24 1/2 Rd STE A | (970) 241-2445 |
| 8 | Brachfeld Insurance Services | 394 Hidden River Dr | (970) 615-0717 |
| 9 | 360 Insurance and Greenfields Life - Gillespie Carroll Agency | 360 Grand Ave #201 | (970) 639-2600 |
| 10 | Matt Borg Insurance | 573 W Crete Cir Unit 205 | (970) 644-5595 |
970 Medicare provides health insurance agent services to individuals and families in the Grand Junction, Colorado area. It assists clients with enrolling in Medicare plans, including Advantage and Supplement options, and offers ongoing policy reviews to adapt to changing health needs. Its service includes annual plan comparisons and personalized guidance during open enrollment periods. The company services local residences such as single-family homes and apartments.
Insurance Planning Alternatives, Inc. serves homeowners, business owners, and property managers in Grand Junction, Colorado, offering guidance on health insurance plans that fit individual and group needs. Its licensed agents assist clients with comparing options, explaining coverage details, and handling enrollment paperwork throughout the annual open enrollment period and special qualifying events. The firm also advises on Medicare supplements and prescription drug plans for older residents. Customers can rely on this agency for ongoing claim support and plan adjustments. Its service area additionally extends to nearby Fruita.
Serving Grand Junction and the surrounding communities on the Western Slope, Medicare on Main helps clients navigate the complex landscape of health insurance. As a local health insurance agent, it handles plan options for individuals and families. The agency focuses on clarifying Medicare details and policy distinctions. For a typical client, it begins by reviewing personal coverage needs and then compares available plans.
Insurance Advisors Agency, Inc offers both one-time consultations for specific policy questions and ongoing support for clients who prefer long-term guidance with their health coverage. The firm assists individuals and families in Grand Junction, Colorado, with understanding plan options, including network details and cost-sharing structures. Clients can expect help comparing marketplace plans or private policies suited to their needs. Service is generally available on a scheduled basis, with appointments arranged by phone or in person to accommodate each client’s timeline.
Bird Family Insurance Agency offers individual and family health plans, Medicare options, and short-term medical coverage to residents of Grand Junction, Colorado. It provides guidance on plan selection, network details, and enrollment procedures. The agency helps clients compare premiums and out-of-pocket costs. Heading into the annual Open Enrollment Period, it assists clients with understanding new plan options and avoiding gaps in coverage when previous policies change.
Home Loan Insurance provides residential health insurance guidance for individuals and families in the Grand Junction area, helping clients select suitable plans for medical needs. The agency also assists local businesses with commercial health coverage options, serving clients across western Colorado. By offering clear explanations of policy details and enrollment periods, the agency helps customers make informed decisions. Between regular plan reviews or annual open enrollments, the office provides follow-up support to adjust coverage as personal circumstances change.
Jerry Martinez American Family Insurance is known for helping individuals and families in Grand Junction, Colorado, secure health insurance coverage that aligns with their needs and budget. The agency guides clients through a range of plans, including individual policies and family options, while explaining the details of deductibles and copays. For those seeking more tailored support, the agency also offers supplemental coverage options designed to help with out-of-pocket expenses.
As open enrollment season brings questions about coverage options in Grand Junction, Brachfeld Insurance Services helps clients evaluate their health insurance needs. A health insurance agent, this company works with individuals, families, and small groups to compare local and regional plans. They guide clients through plan structures, provider networks, and potential subsidies or tax credits. Their process typically begins with a free consultation call or in-person appointment to review current policies, health needs, and budget considerations before any plan recommendations or paperwork is started.
What Does a a Health Insurance Agent in Grand Junction Cost?
The cost of health insurance plans in Colorado varies widely based on age location income and plan type. In 2024 average monthly premiums for a mid-level plan in Mesa County range from about $400 to $700 for an individual. Subsidies from the federal government can lower costs for those who qualify. This is general information and not insurance advice.
About health insurance agents in Grand Junction
Health insurance agents in Grand Junction Colorado help individuals and families find health plans that meet their needs and budget. Agents are licensed by the Colorado Division of Insurance and must follow state rules. Colorado has its own health insurance marketplace called Connect for Health Colorado which agents can help you navigate.
Frequently Asked Questions
What does a health insurance agent in Grand Junction do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain plan details like deductibles and networks. Agents in Colorado must be licensed and can assist with both private plans and marketplace plans through Connect for Health Colorado.
When can I enroll in a health plan with a Grand Junction agent?
You can enroll during the annual Open Enrollment Period which runs from November 1 to January 15 in Colorado. You may also qualify for a Special Enrollment Period if you have a life event like losing other coverage or having a baby. An agent can help you determine if you qualify.
Do health insurance agents in Grand Junction charge a fee?
Most health insurance agents are paid by the insurance company and do not charge you a direct fee. However some agents may charge a consultation fee for certain services. Always ask about fees before working with an agent. Colorado law requires agents to disclose any fees upfront.
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