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Directory of health insurance agents in Laguna Woods, California. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Laguna Woods, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 health insurance agents in Laguna Woods, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
PJO Insurance Brokerage
107 Via Estrada A, Laguna Woods, CA 92637
(949) 236-0971
pjobrokerage.com
Alignment Health Plan
24310 Moulton Pkwy Suite C-2, Laguna Woods, CA 92637
(949) 647-4300
alignmenthealthplan.com
Bi-Coastal Insurance
652 Avenida Sevilla, Laguna Woods, CA 92637
(845) 399-0279
Health insurance agents in Laguna Woods, California help residents navigate Medicare, Covered California, and private insurance plans. California law requires agents to be licensed by the Department of Insurance and follow strict rules about plan comparisons. Many agents in Laguna Woods specialize in serving seniors and retirees in this active adult community.
What Does a Health Insurance Agent in Laguna Woods Cost?
Health insurance agent services in California are typically free to you because agents earn commissions from insurance companies. Plan premiums vary widely: Medicare Supplement plans can range from $100 to $300 per month, while Covered California plans may have premiums from $200 to $800 per month depending on income and subsidies. Out-of-pocket costs like deductibles and copays also differ by plan. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of health insurance plans can an agent help with in Laguna Woods?
Agents can assist with Medicare Advantage, Medicare Supplement, Part D drug plans, and Covered California plans. They also help with short-term health insurance and dental or vision coverage. California agents must disclose all plan options available to you.
Do health insurance agents in California charge fees for their services?
Most health insurance agents in California are paid by insurance companies through commissions, not by charging you directly. However, some agents may charge a consulting fee for complex cases. You should always ask about any fees before starting.
What is the enrollment period for health insurance in California?
Medicare has an Initial Enrollment Period around your 65th birthday and an Annual Enrollment Period from October 15 to December 7. Covered California has an Open Enrollment Period from November 1 to January 31. Special Enrollment periods are available for qualifying life events like losing other coverage.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.