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Find Health Insurance Agents Near You in Half Moon Bay, CA
Directory of health insurance agents in Half Moon Bay, California. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Half Moon Bay, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 health insurance agents in Half Moon Bay, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kulda Group Real Estate | Keller Williams | Powered By PLACE
200 San Mateo Rd, Half Moon Bay, CA 94019
(650) 560-8663
kuldagroup.com
Farmers Insurance - Joseph Angelini
725 Main St, Half Moon Bay, CA 94019
(650) 726-4818
agents.farmers.com
Goosehead Insurance - Richard Holmes
785 Main St Suite 202, Half Moon Bay, CA 94019
(415) 912-0624
goosehead.com
Coastside Insurance Agency
720 Kelly Ave, Half Moon Bay, CA 94019
(650) 726-6328
coastsideinsuranceagency.com
Heidi Kuiper - State Farm Insurance Agent
604 Main St Ste I, Half Moon Bay, CA 94019
(650) 726-1108
heidikuiper.com
Kristen Young - State Farm Insurance Agent
543 Main St, Half Moon Bay, CA 94019
(650) 726-8400
halfmoonbayinsurance.com
PJW Insurance Services
423 Coronado Ave, Half Moon Bay, CA 94019
(650) 477-1052
pjwins.com
Health insurance agents in Half Moon Bay help individuals and families find coverage through Covered California or private plans. California requires all residents to maintain minimum essential coverage under the state individual mandate. Local agents understand the specific needs of the Half Moon Bay community and can guide you through open enrollment periods and special enrollment events.
What Does a Health Insurance Agent in Half Moon Bay Cost?
Health insurance agents in California do not charge a fee for their services. Premiums for plans on Covered California vary widely based on age location and income. For a 40 year old in Half Moon Bay a silver plan might cost between 400 and 700 dollars per month before subsidies. Income-based premium tax credits can lower this cost significantly. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Half Moon Bay do?
A health insurance agent helps you compare plans from different carriers and enroll in a policy that fits your budget and medical needs. They are licensed by the California Department of Insurance and must follow state regulations. Agents do not charge you directly because they receive commissions from insurance companies.
When can I enroll in health insurance in California?
Open enrollment for Covered California typically runs from November 1 to January 31 each year. Outside this window you may qualify for a special enrollment period if you experience a qualifying life event such as losing other coverage or moving to Half Moon Bay. An agent can verify your eligibility for a special enrollment.
Is health insurance mandatory in Half Moon Bay California?
Yes California has an individual mandate that requires most residents to have health insurance or pay a penalty on their state tax return. The penalty for 2024 is 2.5 percent of household income or a flat amount per adult and child. A health insurance agent can help you find a plan that meets the minimum essential coverage requirement.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.