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Compare health insurance agents in El Cerrito. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
El Cerrito, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 health insurance agents in El Cerrito, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cost-U-Less Insurance
11100 San Pablo Ave STE 110, El Cerrito, CA 94530
(510) 408-6823
locations.costulessdirect.com
Alive Insurance Service Inc
3060 El Cerrito Plaza #302, El Cerrito, CA 94530
(510) 524-3200
aliveinsurance.com
Farmers Insurance - Sirak Tegbaru
10810 San Pablo Ave Ste 40, El Cerrito, CA 94530
(510) 528-4638
agents.farmers.com
Health insurance agents in El Cerrito, California help individuals and families find coverage through Covered California or private insurers. California requires all residents to maintain minimum essential coverage or pay a state penalty. An agent can explain plan options, subsidies, and enrollment periods specific to Contra Costa County.
What Does a Health Insurance Agent in El Cerrito Cost?
Health insurance agent services in California are generally free to consumers because agents earn commissions from insurance companies. Plan premiums vary widely: a Silver plan through Covered California for a 40-year-old in El Cerrito may cost between $400 and $700 per month before subsidies. Subsidies based on income can lower monthly costs significantly. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in El Cerrito do?
A health insurance agent helps you compare plans from multiple carriers, including Covered California and off-exchange options. They guide you through enrollment, subsidy eligibility, and annual renewals. Agents must be licensed by the California Department of Insurance.
Do I need a health insurance agent if I use Covered California?
You can enroll directly through Covered California, but an agent can help you navigate complex plan choices and income documentation. Agents do not charge extra fees for their services as they are paid by insurance carriers. Using an agent may save you time and help avoid errors.
When can I enroll in health insurance in El Cerrito?
Open Enrollment for Covered California typically runs from November 1 to January 31 each year. Special Enrollment periods are available after qualifying life events like losing job-based coverage, moving, or having a baby. California also offers a continuous Medi-Cal enrollment for eligible low-income residents.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.