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Find Health Insurance Agents Near You in Carmel, CA
Compare health insurance agents in Carmel. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Carmel, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 health insurance agents in Carmel, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goodacre Insurance Services
316 #283 Center St, Carmel, CA 93923
(800) 320-6269
calhealth.net
Carmel Bay Group Insurance
3785 Vía Nona Marie #303, Carmel, CA 93923
(831) 624-6000
carmelbaygroup.com
Michael B. Kelly Insurance Services, Inc.
26465 Carmel Rancho Blvd # 1, Carmel, CA 93923
(831) 624-6065
mkisi.com
Health insurance agents in Carmel California help individuals and families find plans that meet their needs and budget. Agents can guide you through Covered California open enrollment periods and special enrollment qualifying events. California law requires all plans to cover essential health benefits and pre-existing conditions.
What Does a Health Insurance Agent in Carmel Cost?
Health insurance premiums in California vary widely based on age location plan type and income. For a 40 year old in Monterey County a mid level Silver plan through Covered California can range from about 400 to 700 dollars per month before subsidies. Subsidies based on income can lower these costs significantly. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Carmel do?
A health insurance agent helps you compare plans from different carriers and explains coverage details. They assist with enrollment paperwork and answer questions about deductibles and networks. Agents are licensed by the California Department of Insurance.
When can I enroll in a health plan through an agent in California?
Open enrollment for Covered California plans usually runs from November 1 to January 31 each year. You can also enroll during a special enrollment period after a qualifying life event like losing other coverage or moving to California.
Do I pay extra for using a health insurance agent in Carmel?
No. Health insurance agents are paid by the insurance companies through commissions built into the plan premiums. You pay the same premium whether you use an agent or apply directly.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.