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Find Health Insurance Agents Near You in Aptos, CA
Looking for a health insurance agent in Aptos? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Aptos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 health insurance agents in Aptos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Senior Benefits Insurance Services
64 Rancho Del Mar, Aptos, CA 95003
(831) 661-0700
seniorbenefits.care
Santa Cruz Insurance Services
7397 Soquel Dr, Aptos, CA 95003
(831) 688-1434
santacruzinsurance.com
Scurich Insurance Services
783 Rio Del Mar Blvd STE 7, Aptos, CA 95003
(831) 661-5697
scurichinsurance.com
Health insurance agents in Aptos, California help residents find individual, family, and Medicare plans. California law requires agents to be licensed by the California Department of Insurance. Local agents understand the specific network options available in Santa Cruz County, including providers at Dominican Hospital and Palo Alto Medical Foundation.
What Does a Health Insurance Agent in Aptos Cost?
Health insurance agents in California do not charge a fee for their services. Their compensation comes from the insurance carriers. Plan premiums vary widely based on age, location, and plan tier. For a 40-year-old in Aptos, a Silver plan through Covered California may cost between 400 and 700 dollars per month before subsidies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the role of a health insurance agent in Aptos?
A health insurance agent helps you compare plans from multiple carriers, including Covered California plans. They explain deductibles, copays, and out-of-pocket maximums. Agents do not charge you directly as they are paid by the insurance company.
Can a health insurance agent help with Covered California enrollment?
Yes, many agents in Aptos are certified to help with Covered California enrollment. They can assist with subsidy calculations and special enrollment periods. Open enrollment typically runs from November 1 to January 31 each year.
What documents do I need to meet with a health insurance agent?
Bring your photo ID, social security numbers for all household members, and income information from the past year. For Medicare clients, bring your red, white, and blue Medicare card. The agent will use this information to check eligibility for subsidies or programs.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.