The top-rated health insurance agent in Hot Springs, Arkansas is Seniors Benefit, rated 5.0 stars across 419 reviews. Other highly rated options include McGhee Insurance Agency, Sharp Family Insurance, 1 Source Insurance Advisors. This directory lists 19 health insurance agents serving Hot Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Seniors Benefit | 900 Higdon Ferry Rd | (501) 760-1590 |
| 2 | McGhee Insurance Agency | 1126 Malvern Ave A | (501) 463-4244 |
| 3 | Sharp Family Insurance | 458 W Grand Ave | (501) 547-9474 |
| 4 | 1 Source Insurance Advisors | 216 Ward St B | (501) 431-0431 |
| 5 | Avant Insurance Agency Inc. | 1485 Airport Rd ste a | (501) 623-0400 |
| 6 | Armor Insurance Agency, Inc | 314 Greenwood Ave | (501) 623-4605 |
| 7 | Rock Creek Insurance | 1018 Airport Rd Ste. 126 | (501) 623-2270 |
| 8 | Arkansas Healthcare Insurance | 853 3rd St | (501) 681-0710 |
| 9 | Summit Insurance Group | 110 Temperance Hill Rd | (501) 881-3030 |
| 10 | ABI Insurance Agency | 911 W Grand Ave | (501) 624-8888 |
Seniors Benefit serves Hot Springs, Arkansas, by connecting older adults with suitable health insurance plans. As a health insurance agent, this company helps clients navigate Medicare options, including supplement policies and prescription drug coverage. Understanding the specific healthcare needs of the area, it also assists individuals with plan enrollment and annual policy reviews. This agency can guide you through selecting a Medicare Advantage plan or a standalone Part D drug plan.
McGhee Insurance Agency provides a comprehensive range of health insurance options to individuals and families in Hot Springs, AR. The agency assists clients in selecting plans that meet medical needs while helping to manage ongoing policy maintenance and annual enrollment updates. Its service focuses on explaining coverage details and facilitating claims support throughout the year. McGhee Insurance Agency works with clients for properties such as single-family homes, apartments, retail locations, and restaurants.
Sharp Family Insurance serves homeowners, families, and individuals in Hot Springs seeking health insurance coverage. It assists clients with plan comparisons for individual and family health policies through the Arkansas marketplace. The agency also helps with understanding enrollment periods and subsidy eligibility. As a local health insurance agent, it provides guidance on plan choices that fit different budgets and healthcare needs. Sharp Family Insurance extends its services to nearby communities such as Lake Hamilton in Garland County.
Serving the Hot Springs, Arkansas area and its surrounding communities, 1 Source Insurance Advisors works with individuals and families to handle their health insurance needs. The company addresses plan comparisons and enrollment details for various health coverage options. Navigating the changing regulations and open enrollment periods can be complex. To manage these tasks, the company takes a consultative approach by reviewing a client’s specific healthcare requirements and budget before presenting plan choices and explaining the associated costs and networks.
Avant Insurance Agency Inc. in Hot Springs, AR, helps clients choose between temporary short-term plans for immediate gaps in coverage and comprehensive long-term policies for ongoing medical needs. Their team guides individuals and families through available health insurance options in the local market, explaining how different plans cover doctor visits, prescriptions, and hospital care. Service is provided on a scheduled basis, with appointments available for annual enrollment reviews, policy updates, and specific consultations as needed.
As a health insurance agent in Hot Springs, Arkansas, Armor Insurance Agency, Inc offers assistance with Medicare, individual health plans, and short-term coverage options. The company also helps clients understand their open enrollment periods and navigate plan changes during the year. It works with both individuals and small groups to find policies that fit specific medical needs and budgets. In spring and summer months, the agency often focuses on guiding families newly off employer plans through the process of securing temporary or permanent health coverage.
As the seasonal influx of visitors and new residents arrives in Hot Springs, Arkansas, Rock Creek Insurance helps locals and newcomers navigate their health coverage options. This health insurance agent understands the specific medical access concerns within Garland County and guides clients through available plans. They help individuals compare policy benefits and find suitable individual or family coverage. The process begins with an initial review of each client’s current healthcare needs and preferred providers during a straightforward consultation and assessment step.
Arkansas Healthcare Insurance in Hot Springs, AR is known for helping individuals and families navigate their health coverage options. The agency assists clients with selecting individual plans, family policies, and group health insurance for small businesses. Brokers evaluate coverage needs and explain plan benefits during enrollment periods. The office helps with plan comparisons and subsidy eligibility questions for the federal marketplace. Clients can add a Medicare supplement or prescription drug plan review to their existing coverage options.
What Does a a Health Insurance Agent in Hot Springs Cost?
Health insurance agent services are typically free to you because agents earn commissions from the insurance companies. Plan premiums in Arkansas vary widely based on age income and metal tier. For 2024 a mid-level Silver plan for a 40-year-old in Hot Springs might cost between 400 and 600 dollars per month before subsidies. Subsidies based on income can lower that cost significantly. This is general information not insurance advice.
About health insurance agents in Hot Springs
Health insurance agents in Hot Springs Arkansas help individuals and families find coverage through the federal Marketplace private insurers and Medicare. Arkansas expanded Medicaid under the Arkansas Works program which affects eligibility for many residents. A local agent can explain how state-specific rules like the Arkansas Patient Protection Act apply to your plan choices.
Frequently Asked Questions
What does a health insurance agent in Hot Springs do?
A health insurance agent helps you compare plans from multiple carriers and enrolls you in coverage. They explain deductibles copays and out-of-pocket limits. Agents are licensed by the Arkansas Insurance Department and must follow state regulations.
Can an agent help me with Arkansas Medicaid or ARKids First?
Yes agents can screen you for eligibility and guide you to the correct application process. Arkansas Works is the state Medicaid expansion for adults aged 19-64 with income up to 138% of the federal poverty level. ARKids First provides coverage for children in low-income families.
How often can I change my health plan in Arkansas?
You can change plans during the annual Open Enrollment Period which usually runs from November 1 to January 15. Outside that window you need a qualifying life event like losing other coverage or moving to Hot Springs. Arkansas follows federal rules for special enrollment periods.
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