The top-rated flood insurance agent in Gillette, Wyoming is Jon Craft Insurance Agency, rated 5.0 stars across 115 reviews. Other highly rated options include Natalie Daly - State Farm Insurance Agent, Farmers Insurance - Amber Eliason, Ida Snead - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Gillette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jon Craft Insurance Agency | 1001 S Douglas Hwy #184 | (307) 682-6520 |
| 2 | Natalie Daly - State Farm Insurance Agent | 39 Town Ctr Dr #100 | (307) 687-1700 |
| 3 | Farmers Insurance - Amber Eliason | 1001 S Douglas Hwy B7 | (307) 685-6600 |
| 4 | Ida Snead - State Farm Insurance Agent | 201 E 3rd St | (307) 682-3481 |
| 5 | Farmers Insurance - Patrick Howell | 901 E 4th St | (307) 682-3197 |
| 6 | Christy Schomer Agency- American National | 320 S Gillette Ave STE E | (307) 670-8333 |
| 7 | Dave Urban - State Farm Insurance Agent | 700 S Douglas Hwy Aa | (307) 682-7200 |
| 8 | Farmers Insurance - P B Howell | 401 E 2nd St | (307) 682-3197 |
| 9 | Dee Dee Lore: Allstate Insurance | 1001 S Douglas Hwy #130 | (307) 686-1133 |
| 10 | Tegeler & Associates | 1001 S Douglas Hwy #270 | (307) 682-5130 |
Jon Craft Insurance Agency serves the Gillette, Wyoming area, offering flood insurance agent services to residents and businesses. The company helps property owners understand flood zone risks and secure appropriate coverage for structures and contents. Policies are tailored to meet federal requirements and local environmental conditions common in this region. Clients receive guidance on policy limits, exclusions, and the claims process directly related to flooding events. The agency handles residential flood policies and commercial flood insurance for properties in flood-prone areas of Gillette.
Natalie Daly - State Farm Insurance Agent provides flood insurance coverage for properties in Gillette, WY, helping clients assess their risk and select appropriate policies. Service plans include initial consultation to evaluate flood zones and annual policy reviews to adjust coverage as needs change. The agency assists with claims filing and answers questions about deductibles and coverage limits. It services single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Amber Eliason in Gillette, Wyoming serves local homeowners, business owners, and property managers seeking flood insurance coverage. The agency works to help clients understand and secure policies that protect against flood damage, a critical need given the region's variable weather patterns. Property owners rely on guidance to evaluate risk and navigate coverage options effectively. This insurance representative also assists clients in the neighboring communities of Wright and Moorcroft with the same personalized flood insurance services.
Ida Snead - State Farm Insurance Agent serves the Gillette, Wyoming area and the surrounding communities in Campbell County, handling flood insurance policies for homes and businesses typically not covered by standard homeowners insurance. The agency helps local property owners assess their risk from heavy snowmelt and spring runoff common to the region. It works with clients to review coverage options and application requirements, then files the necessary paperwork with carriers to secure a policy. This approach ensures each client understands their specific flood exposure before proceeding with a plan.
Farmers Insurance - Patrick Howell in Gillette, WY, offers flood insurance as both a one-time policy for a specific property and as a recurring annual service that clients can renew to maintain continuous protection. These policies are designed to cover structural damage and personal property losses caused by rising water from rivers, heavy rain, or snowmelt, which are common risks in this region. Service is provided strictly on an as-needed basis, with clients contacting the agency when they need a new policy, a renewal, or a coverage review.
Spring snowmelt and summer thunderstorms can quickly create flood risks in Gillette, WY, making coverage a seasonal priority. Christy Schomer Agency- American National works with property owners to explain the difference between standard homeowners policies and separate flood insurance, which most local mortgages require in designated zones. The agent reviews each property’s proximity to drainage areas and historical high-water marks. An initial consultation is scheduled to assess the building's elevation and recommend appropriate coverage limits before any binding paperwork is completed.
Dave Urban - State Farm Insurance Agent in Gillette, WY, provides residential flood insurance coverage for homeowners seeking financial protection against water damage. Commercial flood insurance policies are also available for local businesses and properties in the surrounding community. The agency serves customers throughout the Gillette area, focusing on securing policies that meet individual needs and property requirements. Clients are encouraged to reach out for follow-up policy reviews or updates between regular service visits to maintain adequate coverage as conditions change.
Farmers Insurance - P B Howell provides flood insurance agent services in Gillette, Wyoming. The agency helps property owners secure coverage for flood-related damage, offering protection for both residential and commercial structures. It assists clients in navigating policy options that align with federal requirements and local risk factors. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Dee Dee Lore: Allstate Insurance specializes in flood insurance agency services for properties in Gillette, Wyoming. The company generally assists homeowners and renters with securing policies that protect against water damage from heavy rains and overflowing waterways. An Allstate agent, it works to tailor coverage to the specific flood risks present in the Campbell County area. For anyone facing the threat of sudden spring snowmelt or summer thunderstorms, this agency helps manage that seasonal concern by offering necessary insurance solutions.
What Does a a Flood Insurance Agent in Gillette Cost?
Typical flood insurance costs in Wyoming range from 400 to 1,200 dollars per year for NFIP policies depending on flood zone elevation and building characteristics. Private market rates may differ. Premiums for high-risk areas in Gillette can exceed 2,000 dollars annually. This is general information not insurance advice.
About flood insurance agents in Gillette
Flood insurance agents in Gillette Wyoming help property owners secure coverage through the National Flood Insurance Program or private insurers. Wyoming law does not mandate flood insurance but lenders often require it for properties in Special Flood Hazard Areas. Gillette sits in Campbell County where flash flooding from seasonal storms can affect homes near creeks and low-lying areas.
Frequently Asked Questions
Do I need flood insurance in Gillette Wyoming?
Flood insurance is not required by Wyoming state law but your mortgage lender may demand it if your property lies in a FEMA-designated flood zone. Even outside high-risk areas flooding from heavy rain or snowmelt can cause damage so coverage is worth considering.
How does a flood insurance agent help me in Gillette?
A flood insurance agent can assess your property location review FEMA flood maps and compare NFIP policies with private flood insurance options. They also explain coverage limits waiting periods and deductible choices tailored to Campbell County risks.
What is the waiting period for NFIP flood insurance in Wyoming?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a newly purchased home or if flood map changes trigger a lender requirement. Your agent can confirm these details for your situation.