The top-rated flood insurance agent in Waukesha, Wisconsin is Leticia Guzman American Family Insurance, rated 5.0 stars across 456 reviews. Other highly rated options include R&R Insurance Services, Inc., Zach Lindow Insurance Agency Inc, Goodness Insurance Agency, Inc.. This directory lists 19 flood insurance agents serving Waukesha.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leticia Guzman American Family Insurance | 744 N Grand Ave | (262) 542-9695 |
| 2 | R&R Insurance Services, Inc. | N14 W23900 Stone Ridge Dr | (262) 574-7000 |
| 3 | Zach Lindow Insurance Agency Inc | Stone Ridge Dr Ste 150 | (262) 309-6760 |
| 4 | Goodness Insurance Agency, Inc. | 2312 N Grandview Blvd #206 | (262) 547-7965 |
| 5 | Dobrich Insurance Agency LLC | 2444C N Grandview Blvd | (262) 777-1919 |
| 6 | Hasler Insurance Agency, Inc. | W304S3402 Brookhill Rd | (262) 549-0979 |
| 7 | Kave Family Insurance | N7W23765 Bluemound Rd | (262) 447-0231 |
| 8 | Carrigan Insurance | 379 W Main St #203 | (262) 547-2800 |
| 9 | The Horton Group, a Marsh & McLennan Agency LLC Company | N19W24101 Riverwood Dr Suite 300 | (800) 383-8283 |
| 10 | Polar Insurance Agency | 3100 Fox Hill Cir | (262) 955-9701 |
Leticia Guzman American Family Insurance serves Waukesha, Wisconsin, and surrounding communities with flood insurance agent services. The agency handles policies that help protect homes and businesses from flood damage, which is a common risk in local areas near rivers and lakes. For a typical job, it begins with a review of the property’s flood zone, then works to match coverage to the client’s specific needs and local regulations.
R&R Insurance Services, Inc. provides expert guidance on securing flood insurance coverage for property owners in the Waukesha area. It assists clients with assessing their flood risk and selecting appropriate policies from available options. Ongoing service includes reviewing existing plans to ensure adequate protection as property values and federal flood maps change over time. The agent helps property owners understand coverage limits and filing procedures before a loss occurs. This company services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in need of flood insurance can work with Zach Lindow Insurance Agency Inc in Waukesha, Wisconsin. This agency helps clients understand the risks of flooding and secure appropriate coverage for their properties. Guidance on the National Flood Insurance Program and private market options is provided. Building owners and renters are served with policies designed to protect against water damage. The agency also serves neighboring communities in the greater Waukesha metro area.
Goodness Insurance Agency, Inc. in Waukesha, WI, distinguishes between one-time policies for specific construction loans or closing requirements and recurring annual plans for ongoing property protection. Their coverage addresses financial loss from rising water, a risk excluded from standard homeowners policies in flood-prone Wisconsin regions. Services are provided strictly on an as-needed basis, activated when a client requests a new quote or a policy amendment.
Spring rains and sudden thaws in the Waukesha area often raise the risk of basement flooding, and Dobrich Insurance Agency LLC specializes in helping homeowners secure flood insurance coverage for these seasonal threats. As a dedicated flood insurance agent, the company guides clients through the complex federal program requirements and explains how rising water events are typically excluded from standard homeowners policies. Dobrich Insurance Agency LLC reviews each property's flood map zone and structural risk factors before offering a tailored initial inspection appointment.
Hasler Insurance Agency, Inc. specializes in flood insurance coverage for properties in the Waukesha, WI area. The agency assists both homeowners and businesses with navigating complex flood zone regulations and securing appropriate policies. It provides guidance on coverage options tailored to local flood risks. Flood events in Wisconsin often occur during spring thaws or heavy summer storms, and this agency helps clients review their policies before these seasonal threats arrive.
Kave Family Insurance provides general insurance guidance for property owners in Waukesha, Wisconsin, helping clients manage risk through standard coverage options. The agency specializes specifically in flood insurance, addressing the unique flood exposure found near local rivers and lakes. Their services assist residential homeowners, as well as a variety of commercial clients encompassing offices, warehouses, and food service establishments, each of which requires tailored protection against potential water damage.
Carrigan Insurance in Waukesha, Wisconsin is known for providing flood insurance policies to local property owners. The agency helps clients navigate the complexities of flood risk coverage, which is often required for homes and businesses in floodplain areas throughout Waukesha County. Their services include offering standard policies that protect against water damage from rising water. For those seeking additional security, this agency can also assist with securing excess flood coverage for higher-value properties.
The Horton Group, a Marsh & McLennan Agency LLC Company, provides residential flood insurance services to homeowners in Waukesha. Commercial property coverage is also available for local businesses. As a flood insurance agent, the agency serves clients throughout the Waukesha area. Each policy can be reviewed and updated during regular service visits. After any significant weather event, a follow-up consultation helps ensure existing coverage remains appropriate for changing needs.
Polar Insurance Agency of Waukesha, Wisconsin, focuses on risk management services and provides specialized flood insurance policies to protect property from water damage. These policies address coverage gaps left by standard homeowners or commercial insurance plans. The agency serves a variety of residential and business clients who need flood protection due to the area’s proximity to lakes and rivers. Its commercial offerings include policies tailored for offices, warehouses, and food service establishments.
What Does a a Flood Insurance Agent in Waukesha Cost?
Flood insurance costs in Wisconsin vary by property location, elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in Waukesha. Higher risk properties may cost more. Private flood insurance options may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Waukesha
Flood insurance agents in Waukesha Wisconsin help homeowners and businesses secure coverage against flood damage. Wisconsin law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain the National Flood Insurance Program and private options available in Waukesha County.
Frequently Asked Questions
Do I need flood insurance in Waukesha Wisconsin?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents can help you consider optional coverage to protect against unexpected flooding from heavy rain or snowmelt common in Wisconsin.
What does a flood insurance agent in Waukesha do?
A flood insurance agent evaluates your property risk using FEMA flood maps and helps you choose a policy that meets your needs. They can explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect. They also assist with claims and policy renewals.
How long does it take to get flood insurance in Waukesha?
Most National Flood Insurance Program policies have a 30-day waiting period from application to coverage start. However, exceptions exist for closing on a home purchase or if flood map changes affect your property. A local agent can confirm specific timelines for your situation.
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