The top-rated flood insurance agent in Oshkosh, Wisconsin is Brett A. Beaulieu LLC: Allstate Insurance, rated 4.9 stars across 303 reviews. Other highly rated options include Algoma Insurance Group LLC, Katie Coppersmith - State Farm Insurance Agent, Shawn Dockry - State Farm Insurance Agent. This directory lists 20 flood insurance agents serving Oshkosh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brett A. Beaulieu LLC: Allstate Insurance | 136 Jackson St # 4 | (920) 233-8460 |
| 2 | Algoma Insurance Group LLC | 2401 Omro Rd | (920) 233-4375 |
| 3 | Katie Coppersmith - State Farm Insurance Agent | 2210 Omro Rd Ste B | (920) 235-9045 |
| 4 | Shawn Dockry - State Farm Insurance Agent | 1040 S Koeller St | (920) 385-1960 |
| 5 | Jirschele Insurance | 923 S Main St Suite D | (920) 966-9500 |
| 6 | Richards Insurance Oshkosh | 48 N Oakwood Rd | (920) 235-1980 |
| 7 | Bock Insurance Agency, Inc. | 2337 Jackson St | (920) 235-5737 |
| 8 | Mitchell Insurance Agency | 1924 S Washburn St | (920) 233-0272 |
| 9 | Dale Hotovec - State Farm Insurance Agent | 206 W 12th Ave | (920) 233-0200 |
| 10 | Alliance Insurance Centers, LLC | 226 N Main St | (920) 426-5292 |
Brett A. Beaulieu LLC: Allstate Insurance serves the Oshkosh, Wisconsin area as a flood insurance agent. The company assists homeowners and businesses in navigating flood insurance requirements, which are important for properties in flood-prone zones near the Fox River and Lake Winnebago. Policies from this agency help protect structures and personal belongings against water damage from rising waters. It handles coverage for residential homes and commercial properties in the region, offering both building and contents protection.
Algoma Insurance Group LLC provides flood insurance agent services in Oshkosh, Wisconsin, offering coverage evaluations and policy placements for property owners. It maintains ongoing client support to manage policy renewals and coverage adjustments as flood risks change. This long-term service includes periodic reviews of coverage limits and assistance with claims filing. The agency serves local properties including single-family homes, apartment complexes, retail businesses, and restaurants.
Katie Coppersmith - State Farm Insurance Agent serves homeowners, businesses, and property managers in Oshkosh, WI, who need flood insurance coverage. The agency helps clients understand flood zone risks and select policies that protect their properties against water damage. Standard insurance policies often exclude flood events, making separate flood coverage important for most local structures. The office assists with policy reviews, claims guidance, and premium quotes for both residential and commercial clients. It also covers the broader Winnebago County area, including the neighboring community of Neenah.
Shawn Dockry - State Farm Insurance Agent serves Oshkosh, Wisconsin, and the surrounding communities. It handles flood insurance policies that protect homes and businesses from water damage due to storms or rising waters. Flood coverage is essential for properties near Lake Winnebago and the Fox River. To manage a typical job, the agent begins with a careful review of the property’s flood zone and risk level, then presents a policy tailored to the specific coverage needs.
When preparing for a flood, clients may choose between a one-time policy review to verify current coverage levels or an ongoing advisory service that reforms their plan each season. Coverage typically addresses structural flood damage and contents loss, with limits determined by the property's elevation and flood zone classification. For the Oshkosh area, service runs on an as-needed basis, triggered by weather forecasts, river level changes, or policy renewal deadlines.
Richards Insurance Oshkosh specializes in securing customized flood insurance policies for homeowners and businesses throughout Oshkosh, WI. The agency also provides general risk consultation to help clients understand their property’s specific exposure to flooding. These services guide customers through policy options and local floodplain regulations. As spring thaws and heavy rains become common in the Fox River region, the agency assists property owners with obtaining timely coverage before seasonal snowmelt triggers sudden, localized flooding.
As spring thaws and heavy rains arrive in Oshkosh, the risk of basement flooding and water damage increases for many homeowners. Bock Insurance Agency, Inc. provides flood insurance policies designed to protect residential and commercial properties from such unpredictable losses. Their agents help clients understand federal flood maps and determine the appropriate coverage limits for their specific location and structure. An initial consultation typically involves reviewing the property’s elevation and existing insurance portfolio before a thorough assessment of its exposure to flood hazards.
Mitchell Insurance Agency works with property owners throughout Oshkosh, Wisconsin, to secure essential coverage against structural and content damage. Its specialty focus is flood insurance, a critical protection for clients whose properties face risks from heavy rains or nearby waterways. The agency navigates federal and private program options to match policies with individual needs. It serves a range of commercial sectors, including local office buildings, warehouses storing inventory, and food service establishments facing potential water damage from equipment or weather events.
Dale Hotovec - State Farm Insurance Agent in Oshkosh, WI, is known for providing flood insurance policies to homeowners and renters in the area. Serving both high-risk and moderate-risk zones near Lake Winnebago and the Fox River, the agency reviews NFIP compliance and local floodplain maps for each client. Standard offerings cover structural damage and contents replacement from rising water. Claim filing assistance is available through national claims services. The agency also adds excess flood coverage beyond base NFIP limits as a specialty.
Alliance Insurance Centers, LLC serves Oshkosh homeowners seeking flood coverage for their residential properties, with policies also available for area commercial clients throughout Wisconsin. Agents guide clients through federal program requirements and local flood zone evaluations. They explain coverage limits, replacement cost options, and policy exclusions in plain terms. Because flood insurance must remain in force before damage occurs, many customers arrange annual renewals and return for periodic policy reviews to adjust coverage between catastrophic weather seasons.
What Does a a Flood Insurance Agent in Oshkosh Cost?
Flood insurance costs in Wisconsin vary by flood zone, building value, and deductible. NFIP rates for Oshkosh properties often range from 500 to 3,000 dollars annually. Higher-risk areas near Lake Winnebago may see premiums above 2,000 dollars. Private insurers sometimes offer lower rates for low-risk properties. This is general information, not insurance advice. Always consult a licensed agent for your specific situation.
About flood insurance agents in Oshkosh
Flood insurance agents in Oshkosh help property owners protect against flood damage from Lake Winnebago and the Fox River. Wisconsin law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can explain the National Flood Insurance Program and private policy options available in Winnebago County.
Frequently Asked Questions
Do I need flood insurance in Oshkosh Wisconsin?
If your property is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. Even outside high-risk zones, Oshkosh experiences heavy rains and lake overflow. An agent can review your flood map and recommend coverage.
What does a flood insurance agent do in Oshkosh?
An agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims filing. Wisconsin law requires agents to be licensed by the Office of the Commissioner of Insurance.
How much does flood insurance cost in Oshkosh Wisconsin?
Costs depend on your property elevation, flood zone, and coverage amount. Typical NFIP policies range from 500 to 2,500 dollars per year for Oshkosh homes. Private policies may offer different rates. An agent can provide a personalized quote.
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