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Find Flood Insurance Agents in Oshkosh, WI

Looking for a flood insurance agent in Oshkosh? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Oshkosh, WI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Wisconsin before hiring.
Showing 20 flood insurance agents in Oshkosh, WI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brett A. Beaulieu LLC: Allstate Insurance
136 Jackson St # 4, Oshkosh, WI 54901
(920) 233-8460 agents.allstate.com
Algoma Insurance Group LLC
2401 Omro Rd, Oshkosh, WI 54904
(920) 233-4375 algomainsurancegroup.com
Katie Coppersmith - State Farm Insurance Agent
2210 Omro Rd Ste B, Oshkosh, WI 54904
(920) 235-9045 redcirclesagent.com
Shawn Dockry - State Farm Insurance Agent
1040 S Koeller St, Oshkosh, WI 54902
(920) 385-1960 shawndockry.com
Jirschele Insurance
923 S Main St Suite D, Oshkosh, WI 54902
(920) 966-9500 jirscheleinsure.com
Richards Insurance Oshkosh
48 N Oakwood Rd, Oshkosh, WI 54904
(920) 235-1980 richardsinsurance.com
Bock Insurance Agency, Inc.
2337 Jackson St, Oshkosh, WI 54901
(920) 235-5737 bockins.com
Mitchell Insurance Agency
1924 S Washburn St, Oshkosh, WI 54902
(920) 233-0272 mitchellinsurance.org
Alliance Insurance Centers, LLC
226 N Main St, Oshkosh, WI 54901
(920) 426-5292 allianceinsurancecenters.com
Dale Hotovec - State Farm Insurance Agent
206 W 12th Ave, Oshkosh, WI 54902
(920) 233-0200 dalehotovec.com
All Star Insurance Services
694 N Main St, Oshkosh, WI 54901
(920) 426-2779 allstaroshkosh.com
Farmers Insurance Oshkosh
303 Pearl Ave Ste E, Oshkosh, WI 54901
(920) 651-3031 agents.farmers.com
Insurance Services By Karen
1429 Oregon St, Oshkosh, WI 54902
(920) 385-0782 insuranceservicesbykaren.com
Patrick Huck Agency, LLC American Family Insurance
300 S Koeller St STE M, Oshkosh, WI 54902
(920) 233-3100 amfam.com
Curt Stam American Family Insurance
1920 S Washburn St, Oshkosh, WI 54904
(920) 235-1776 amfam.com
The Schmick Agency
2210 Algoma Blvd, Oshkosh, WI 54901
(920) 718-0163 schmickagency.com
Derek Elwood - State Farm Insurance Agent
515 S Washburn St #105, Oshkosh, WI 54904
(920) 235-2456 sfoshkosh.com
Wolfe Insurance Agency
1173 S Washburn St, Oshkosh, WI 54904
(920) 379-2602 getawolfe.com
Oshkosh Insurance Agency, Inc.
310 W Irving Ave, Oshkosh, WI 54901
(920) 426-5520 oshkoshinsuranceservices.com
Ansay & Associates, LLC
430 N Koeller St, Oshkosh, WI 54902
(920) 235-2764 ansay.com

Flood insurance agents in Oshkosh help property owners protect against flood damage from Lake Winnebago and the Fox River. Wisconsin law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can explain the National Flood Insurance Program and private policy options available in Winnebago County.

What Does a Flood Insurance Agent in Oshkosh Cost?

Flood insurance costs in Wisconsin vary by flood zone, building value, and deductible. NFIP rates for Oshkosh properties often range from 500 to 3,000 dollars annually. Higher-risk areas near Lake Winnebago may see premiums above 2,000 dollars. Private insurers sometimes offer lower rates for low-risk properties. This is general information, not insurance advice. Always consult a licensed agent for your specific situation.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Oshkosh Wisconsin?
If your property is in a Special Flood Hazard Area designated by FEMA, your lender will require flood insurance. Even outside high-risk zones, Oshkosh experiences heavy rains and lake overflow. An agent can review your flood map and recommend coverage.
What does a flood insurance agent do in Oshkosh?
An agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims filing. Wisconsin law requires agents to be licensed by the Office of the Commissioner of Insurance.
How much does flood insurance cost in Oshkosh Wisconsin?
Costs depend on your property elevation, flood zone, and coverage amount. Typical NFIP policies range from 500 to 2,500 dollars per year for Oshkosh homes. Private policies may offer different rates. An agent can provide a personalized quote.