Skip to main content

Flood Insurance Agents in Sammamish, WA

Directory of flood insurance agents in Sammamish, Washington. Verify credentials with the state department of insurance before hiring.

2 agents listed
Updated May 2026
Sammamish, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 2 flood insurance agents in Sammamish, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Julia Meek American Family Insurance
2830 228th Ave SE Suite E, Sammamish, WA 98075
(425) 883-4849 amfam.com
Bob Sikma - State Farm Insurance Agent
464 228th Ave NE, Sammamish, WA 98074
(425) 868-6633 bobsikma.com

Flood insurance agents in Sammamish help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Washington state law requires lenders to mandate flood insurance on properties in high-risk zones. Agents can evaluate your property risk and guide you through policy options specific to Sammamish flood zones.

What Does a Flood Insurance Agent in Sammamish Cost?

Flood insurance costs in Washington vary by property location elevation and coverage amount. Typical NFIP premiums range from 700 to 2,500 per year for a single-family home. Private market policies may cost more or less depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sammamish Washington?
If your property is in a FEMA-designated Special Flood Hazard Area your lender will require flood insurance. Even outside high-risk zones flooding from heavy rain or snowmelt is possible so many residents choose optional coverage.
How do I choose a flood insurance agent in Sammamish?
Look for an agent licensed in Washington with experience in NFIP and private flood policies. Ask if they can provide a flood zone determination and compare quotes from multiple carriers.
What is the waiting period for flood insurance in Washington?
NFIP policies have a standard 30-day waiting period before coverage begins. Private carriers may offer shorter waiting periods. Plan ahead to avoid gaps in coverage.