Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 3 flood insurance agents in Des Moines, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lee Thornton - State Farm Insurance Agent
22235 7th Ave S A, Des Moines, WA 98198
(206) 878-2520
agentlee.net
Sav-On Insurance
22815 Pacific Hwy S, Des Moines, WA 98198
(253) 785-8317
sav-on.com
Des Moines Medicare Store
22307 Marine View Dr S, Des Moines, WA 98198
(206) 209-2282
dmmlocal.com
What Does a Flood Insurance Agent in Des Moines Cost?
The cost of flood insurance through an agent in Washington typically ranges from 700 to 2000 dollars per year for a standard NFIP policy. Premiums depend on your propertys flood zone elevation and building characteristics. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Des Moines do?
A flood insurance agent helps you assess your flood risk and find a policy that meets your needs. They explain coverage limits deductibles and exclusions. They also help you file claims and understand Washington state flood mapping updates.
Is flood insurance required in Des Moines Washington?
Flood insurance is not required by Washington state law for all properties. However if your property is in a Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Des Moines participates in the NFIP so residents can buy coverage.
How do I choose a flood insurance agent in Des Moines?
Look for an agent who is licensed in Washington and experienced with NFIP policies. Ask about their knowledge of local flood zones and elevation certificates. A good agent will explain the 30 day waiting period for new NFIP policies.