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Showing 2 flood insurance agents in Bainbridge Island, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
FloodBuddy Insurance LLC
2072 Country View Ln NE, Bainbridge Island, WA 98110
(206) 780-0246
floodbuddy.com
Thornburgh Insurance Agency
188 Ericksen Ave NE, Bainbridge Island, WA 98110
(206) 842-7692
thornburgh-insurance.com
What Does a Flood Insurance Agent in Bainbridge Island Cost?
Typical flood insurance costs in Washington range from 600 to 3,000 per year for NFIP policies, depending on flood zone, building characteristics, and coverage limits. Private flood insurance may cost more or less based on risk assessment. Bainbridge Island properties near the water often face higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance on Bainbridge Island?
If your property is in a high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, coverage is recommended due to heavy rain and storm surge risks.
What does a flood insurance agent do in Washington?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They ensure your policy meets Washington state and lender requirements.
How much does flood insurance cost in Washington?
Costs vary by property location, elevation, and coverage amount. For Bainbridge Island, NFIP policies typically range from 700 to 2,500 per year for standard coverage. Private policies may offer different rates and higher limits.