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Looking for a flood insurance agent in Salem? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Salem, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 14 flood insurance agents in Salem, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northpoint Insurance Advisors
522 E Main St, Salem, VA 24153
(540) 387-9148
northpointinsuranceadvisors.com
Allstate Insurance Agent: Bill Richards
411 Apperson Dr, Salem, VA 24153
(540) 387-2527
agents.allstate.com
My Insurance People
1617 E Main St, Salem, VA 24153
(540) 401-6789
myinsurancepeople.com
Burgess DeMarco & Flick Insurance
730 Apperson Dr, Salem, VA 24153
(540) 375-3231
bdfinsurance.com
State Farm: Chris Huff
415 Apperson Dr, Salem, VA 24153
(540) 389-0294
statefarm.com
Lesley Owens - State Farm Insurance Agent
1451 W Main St, Salem, VA 24153
(540) 404-3694
lesleyowenssalem.com
Craighead-Zimmerman & Associates
27 E Clay St, Salem, VA 24153
(540) 389-1203
Larry Wills & Associates Insurance
158 W 4th St, Salem, VA 24153
(540) 389-8500
progressiveagent.com
Protec Sure Insurance Agency
1677 Millwood Dr, Salem, VA 24153
(540) 746-3038
Nationwide Insurance: Agee & Associates Inc.
1621 E Main St, Salem, VA 24153
(540) 387-0281
Maria Stamus, Stamus Insurance Agency Inc/Ryan Harris Group
603 Apperson Dr, Salem, VA 24153
(540) 387-0770
Safe Harbor Insurance
5651 Prunty Dr, Salem, VA 24153
(540) 404-3844
safeharborsecure.com
Hanover Insurance Co
1051 Texas St, Salem, VA 24153
(540) 375-3400
hanover.com
Oak Grove Insurance
Salem, VA 24153
(540) 375-4600
Flood insurance agents in Salem, Virginia help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Salem sits in the Roanoke Valley, where heavy rain and flash flooding can occur, making flood insurance important even outside mapped high-risk zones. Virginia law requires flood insurance for properties with federally backed mortgages in Special Flood Hazard Areas (SFHAs).
What Does a Flood Insurance Agent in Salem Cost?
Flood insurance costs in Salem, Virginia depend on your property's flood zone, elevation, and coverage limits. For an NFIP policy in a low-to-moderate risk zone, annual premiums often range from $500 to $1,200. In high-risk zones (e.g., A or V zones), premiums can range from $1,500 to $4,000 or more. Private flood insurance may offer lower rates for some properties. Elevation certificates and mitigation measures can reduce costs. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Salem Virginia?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside SFHAs, many Salem properties face flood risk from creeks and stormwater runoff, so an agent can help assess your need.
What does a flood insurance agent do in Salem?
A flood insurance agent helps you determine your flood zone, compare NFIP and private policies, explain coverage limits, and assist with the application process. They also advise on elevation certificates and flood mitigation discounts available under Virginia law.
How much does flood insurance cost in Salem Virginia?
Costs vary based on flood zone, building elevation, and coverage amount. In Salem, NFIP policies for low-risk zones may start around $500 per year, while high-risk properties can exceed $2,000 per year. Private insurers may offer different rates. An agent provides quotes specific to your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Virginia.