Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 3 flood insurance agents in Highland Springs, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
EverSafe Insurance LLC
1613 Elsing Green Ct, Highland Springs, VA 23075
(804) 406-3976
mellisasegui140388.wixsite.com
Joe Lam - State Farm Insurance Agent
1007 E Nine Mile Rd, Highland Springs, VA 23075
(804) 737-5447
joelaminsurance.com
HANSON AGENCY INC
207 W Nine Mile Rd, Highland Springs, VA 23075
(804) 737-2801
What Does a Flood Insurance Agent in Highland Springs Cost?
The average cost of a flood insurance policy in Virginia is around 700 to 1000 dollars per year for NFIP coverage, but rates vary widely based on flood zone, elevation, and building characteristics. Properties in high-risk zones may pay 1500 dollars or more annually. Private flood insurance can sometimes offer lower rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Highland Springs Virginia?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, Virginia law requires you to carry flood insurance. Even outside high-risk zones, many agents recommend coverage because 25 percent of flood claims come from low-risk areas.
How do I find a flood insurance agent in Highland Springs?
You can search for licensed insurance agents in Highland Springs through the Virginia Bureau of Insurance website or ask local real estate agents for referrals. Choose an agent who specializes in flood policies and understands Henrico County flood maps.