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Flood Insurance Agents in Lavon, TX

Compare flood insurance agents in Lavon. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lavon, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 2 flood insurance agents in Lavon, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lavon Insurance Agency LLC
440 Coolidge Ln, Lavon, TX 75166
(972) 853-8884 lavonins.com
Vermillion Insurance
609 Main St, Lavon, TX 75166
(972) 365-9420 vermillioninsurance.com

Flood insurance agents in Lavon, Texas help property owners understand their risk and obtain coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can explain local flood maps and guide you through the application process.

What Does a Flood Insurance Agent in Lavon Cost?

The cost of flood insurance in Texas varies widely based on flood zone, building elevation, and coverage amount. An NFIP policy for a single-family home in a low-risk zone may start around $700 per year, while a high-risk zone policy can exceed $2,000 per year. Private insurers may offer different rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Lavon Texas?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose to buy a policy for protection.
What does a flood insurance agent in Lavon do?
A flood insurance agent assesses your property risk, explains policy options from the NFIP and private carriers, and helps you complete the application. They also advise on coverage limits and deductibles based on your specific situation.