The top-rated flood insurance agent in Lake Jackson, Texas is Best Insurance Services, rated 4.9 stars across 282 reviews. Other highly rated options include Kristy Anders - Farmers Insurance, Apple Insurance Agency, Nick Taylor: Allstate Insurance. This directory lists 16 flood insurance agents serving Lake Jackson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insurance Services | 125 S Parking Pl | (979) 297-2655 |
| 2 | Kristy Anders - Farmers Insurance | 208 Oak Dr S #100a | (979) 529-9492 |
| 3 | Apple Insurance Agency | 209 Plantation Dr | (979) 265-9922 |
| 4 | Nick Taylor: Allstate Insurance | 302 Plantation Dr | (979) 297-3600 |
| 5 | Wayne Reitmeyer - State Farm Insurance Agent | 107 Plantation Dr | (979) 299-1365 |
| 6 | TDECU Insurance Agency Lake Jackson | 80 Oak Dr | (979) 238-8283 |
| 7 | Pinkey Hartline - Acrisure, LLC | 504 This Way a | (979) 297-0033 |
| 8 | Farmers Insurance - Patti Cardenas | 469 This Way | (979) 299-1990 |
| 9 | George Franklin - State Farm Insurance Agent | 225 Parking Way | (979) 297-2425 |
| 10 | Chris Davies - State Farm Insurance Agent | 120 TX-332 Suite. B 14 | (979) 285-2200 |
Best Insurance Services serves residents and businesses in Lake Jackson, Texas, as a flood insurance agent. It helps property owners in this coastal region secure coverage against flood damage, which is a critical need due to local storm risks and proximity to the Gulf. The company guides clients through federal and private flood insurance options, ensuring policies meet specific property requirements. It handles new policy applications and policy adjustments after changes to a property’s flood zone designation.
Kristy Anders - Farmers Insurance provides comprehensive flood insurance services for the Lake Jackson, Texas, area, including policy evaluations and claims assistance for clients navigating flood damage. The agency offers ongoing support to review and adjust coverage plans, ensuring they align with changing local flood zone maps and property needs. It also helps file and monitor insurance claims following weather events. Kristy Anders - Farmers Insurance serves a range of properties, including single-family homes, apartments, retail spaces, and restaurants, addressing their distinct coverage requirements.
Apple Insurance Agency serves homeowners, businesses, and property managers in Lake Jackson, Texas, who require expert guidance on flood insurance policies. The agency assists clients in navigating the complexities of flood risk and coverage options. It helps customers secure policies that protect against storm surge and rising water from heavy rains. Annual policy reviews are also offered to ensure coverage remains adequate as flood maps change. In addition to Lake Jackson, the agency provides its services to neighboring communities like Clute and Freeport.
Serving Lake Jackson and the surrounding communities of Brazoria County, Nick Taylor: Allstate Insurance assists local property owners with securing flood insurance coverage. The agency handles both residential and commercial policies designed to protect against water damage from rising waters. Recognizing the region's proximity to the Gulf Coast and waterways, it focuses on evaluating individual flood zone risks for each client. The standard approach involves a thorough review of a property’s location and elevation to match it with an appropriate National Flood Insurance Program plan.
Wayne Reitmeyer - State Farm Insurance Agent offers flood insurance policies tailored to property owners in Lake Jackson, TX. The agency also handles auto, home, and life coverage to address a client's broader protection needs. With the region’s proximity to the Gulf Coast, severe thunderstorms and hurricane seasons can bring sudden, heavy rainfall that elevates flood risks. The agent helps residents assess their exposure and secure coverage before dangerous weather arrives.
When evaluating flood insurance needs, a property owner can select either a one-time policy for a specific period or a recurring annual plan that automatically renews. Both options typically cover structural damage and contents loss from rising water, a necessity in Lake Jackson, TX, where flood risk is ever-present. TDECU Insurance Agency Lake Jackson specializes in helping clients choose between these approaches to match their property’s exposure. Service is typically provided on a one-time or as-needed basis, depending on consultation and policy purchase.
With heavy rainfall and seasonal storms common along the Texas Gulf Coast, residents in Lake Jackson face recurring flood risks to their properties. Pinkey Hartline - Acrisure, LLC helps local homeowners and businesses prepare for these events by explaining available flood insurance coverage options and policy details. The agency works to match each property’s specific exposure with appropriate protection, guiding clients through the application process. An initial property assessment or inspection is scheduled to begin evaluating the individual flood risk and coverage needs.
Farmers Insurance - Patti Cardenas in Lake Jackson, Texas, provides comprehensive property protection tailored to the risks of coastal living. As a flood insurance agent, the agency specializes in securing coverage for rising waters, a vital add-on for homes and businesses near the Gulf. Policies address structural damage and content loss, helping clients in flood-prone areas manage their specific environmental hazards. Beyond standard homeowners plans, this office serves a broad commercial clientele, insuring offices, warehouses, and food service establishments against flood-related disruptions to operations.
Chris Davies - State Farm Insurance Agent in Lake Jackson, TX, provides residential flood insurance to protect homes against water damage from storms and rising tides. The office also offers commercial coverage for local businesses seeking protection from flood risks. Serving Lake Jackson and the surrounding Brazoria County communities, this agency helps property owners understand their flood zone exposure and policy options. Clients are encouraged to follow up annually to review coverage changes, ensuring their protection remains current between regular policy visits.
What Does a a Flood Insurance Agent in Lake Jackson Cost?
In Texas, an NFIP flood insurance policy typically costs between 700 and 2000 dollars per year for a single-family home, depending on flood zone, elevation, and coverage amount. Private market policies can range from 500 to 3000 dollars annually. Costs vary significantly by property risk and deductible chosen. This is general information, not insurance advice.
About flood insurance agents in Lake Jackson
Flood insurance agents in Lake Jackson Texas help residents and businesses secure coverage through the National Flood Insurance Program or private carriers. Texas law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Local agents understand the specific flood risks near the Brazos River and the Gulf Coast.
Frequently Asked Questions
Do I need flood insurance in Lake Jackson Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies in Texas.
How do I find a flood insurance agent in Lake Jackson?
You can search the Texas Department of Insurance website for licensed agents in your area. Many local independent agents also offer flood policies and can compare options from multiple carriers.
What does a flood insurance policy cover in Texas?
A standard NFIP policy covers up to 250000 dollars for the building and 100000 dollars for contents. Private policies may offer higher limits and additional coverage for temporary housing or loss of use.
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