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Looking for a flood insurance agent in Hixson? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Hixson, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 2 flood insurance agents in Hixson, TN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goss Insurance Agency, Inc
4706 Hixson Pike #104, Hixson, TN 37343
(423) 875-0949
gossinsurance.com
Southern Insurance Associates
4525 Hixson Pike, Hixson, TN 37343
(423) 296-0626
southins.com
Flood insurance agents in Hixson Tennessee help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Tennessee law does not require flood insurance for all properties but lenders often mandate it for homes in high-risk flood zones. Hixson is located near the Tennessee River so flood risk is a real concern for many residents.
What Does a Flood Insurance Agent in Hixson Cost?
Typical flood insurance costs in Tennessee range from 500 to 2,000 per year for an NFIP policy depending on flood zone and building characteristics. For example a home in a low-risk zone might pay about 600 annually while a high-risk property could exceed 1,500. Private insurers may offer lower rates or higher limits but each policy is unique. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Hixson Tennessee?
Flood insurance is not required by Tennessee state law for all properties. However if your property is in a Special Flood Hazard Area your mortgage lender will likely require it. Even outside high-risk zones flooding can occur so many residents choose to buy a policy.
What does a flood insurance agent in Hixson do?
A flood insurance agent helps you assess your flood risk compare NFIP and private policy options and complete the application. They can also explain waiting periods coverage limits and how to file a claim after a flood event.
How much does flood insurance cost in Tennessee?
Costs vary based on your property location elevation and coverage amount. In Tennessee NFIP policies average around 700 to 1,200 per year but can be higher in high-risk zones. Private market policies may offer different rates and higher coverage limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Tennessee.