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Compare Flood Insurance Agents in Johns Island, SC

Compare flood insurance agents in Johns Island. Review contact information and insurance categorys before you decide.

8 agents listed
Updated May 2026
Johns Island, SC
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of South Carolina before hiring.
Showing 8 flood insurance agents in Johns Island, SC Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Adams - State Farm Insurance Agent
3430 Maybank Hwy Suite A, Johns Island, SC 29455
(843) 737-4910 emilyadamsinsurance.com
Beach Insurance
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075 beachinsurancellc.com
Palmetto Group Insurance
3690 Bohicket Rd Ste. 2B, Johns Island, SC 29455
(843) 202-0222 palmettogroupinsurance.com
Don Moffett: Allstate Insurance
3241 Maybank Hwy, Johns Island, SC 29455
(843) 530-0499 agents.allstate.com
Oak Insurance
3289 Maybank Hwy Ste 101, Johns Island, SC 29455
(843) 276-7330 oak-insurance.com
Insure Kiawah
3690 Bohicket Rd, Johns Island, SC 29455
(843) 819-3304 insurekiawah.com
Nationwide Insurance: Beach Insurance LLC
3464 Maybank Hwy c, Johns Island, SC 29455
(843) 718-0075 agency.nationwide.com
Maury Donnelly & Parr, Inc.
3690 Bohicket Rd #2C, Johns Island, SC 29455
(843) 981-0006 mdpins.com

Flood insurance agents in Johns Island South Carolina help property owners secure coverage through the National Flood Insurance Program or private insurers. South Carolina law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. These agents guide you through flood zone maps and policy options specific to the Lowcountry region.

What Does a Flood Insurance Agent in Johns Island Cost?

Flood insurance costs in Johns Island typically range from 700 to 2,500 per year for NFIP policies, depending on flood zone, elevation, and building characteristics. Premiums can be higher for properties in high-risk zones like VE or AE. Private market options may offer different rates. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Johns Island South Carolina?
If your property is in a Special Flood Hazard Area as shown on FEMA maps and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents recommend coverage due to heavy rains and storm surges common in South Carolina.
What does a flood insurance agent do in Johns Island?
A flood insurance agent evaluates your property's flood risk using local FEMA maps and helps you choose a policy. They explain coverage limits, deductibles, and the 30-day waiting period before NFIP policies take effect.