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Looking for a flood insurance agent in West Warwick? Review the directory below to compare your options.
8 agents listed
Updated May 2026
West Warwick, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 8 flood insurance agents in West Warwick, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dacey Insurance Agency, a World Company
1350 Division Rd #101, West Warwick, RI 02893
(401) 398-8020
daceyinsurance.com
John J Clarke Insurance, Inc
1226 Main St #1, West Warwick, RI 02893
(401) 821-7330
insuranceri.info
Graham Insurance Inc
328 Cowesett Ave Suite 4, West Warwick, RI 02893
(401) 828-7946
grahaminsuranceinc.com
Silver Auto Insurance
1350 Division Rd #101, West Warwick, RI 02893
(401) 298-9815
MetLife - Donna Averill
312 Cowesett Ave, West Warwick, RI 02893
(401) 279-0735
World Insurance Associates LLC
1350 Division Rd Suite 101 & 104A, West Warwick, RI 02893
(401) 884-1090
locations.worldinsurance.com
Blink Insurance Service
1235 Division Rd, West Warwick, RI 02893
(401) 655-2967
Iovino Appraisal Service
1227 Main St Ste 4, West Warwick, RI 02893
(401) 365-3299
iovinoappraisalservices.com
Flood insurance agents in West Warwick, Rhode Island help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Rhode Island law requires flood insurance for properties in designated flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks along the Pawtuxet River and nearby coastal areas.
What Does a Flood Insurance Agent in West Warwick Cost?
Typical flood insurance costs in Rhode Island range from 700 to 2,500 dollars per year for standard NFIP policies, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums can increase after flood map updates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in West Warwick do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain coverage options, help with flood zone determinations, and assist with claims. In Rhode Island, agents must be licensed by the state Department of Business Regulation.
Is flood insurance required in West Warwick Rhode Island?
Flood insurance is required for properties in high-risk flood zones with a federally backed mortgage. Even outside these zones, many homeowners choose coverage because of storm surge and heavy rain risks. Rhode Island participates in the National Flood Insurance Program, making coverage available to most property owners.
How do I choose a flood insurance agent in West Warwick?
Look for an agent with experience in Rhode Island flood zones and knowledge of local elevation certificates. Ask about their familiarity with FEMA flood maps for Kent County. A good agent will review your property risk and explain the 30-day waiting period for new policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.