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Browse flood insurance agents serving Johnston, Rhode Island. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Johnston, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 flood insurance agents in Johnston, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jose Espejo: Allstate Insurance
1318 Plainfield St, Johnston, RI 02919
(401) 831-2099
agents.allstate.com
Narragansett Bay Insurance Company
1301 Atwood Ave #102W, Johnston, RI 02919
(401) 725-5600
nbic.com
Expert Insurance
1705 Hartford Ave, Johnston, RI 02919
(401) 709-7720
expertinsurancegroup.com
Graham Insurance Inc. - Vincent S Podmaska - Nationwide Insurance
1465 Atwood Ave, Johnston, RI 02919
(401) 273-8700
grahaminsuranceinc.com
Cesar Loaiza: Allstate Insurance
653 Killingly St, Johnston, RI 02919
(401) 942-0500
agents.allstate.com
Capital Insurance Group
454 George Waterman Rd, Johnston, RI 02919
(401) 349-5757
Allstate Insurance: Sugeidy Mendez
58 Greenville Ave, Johnston, RI 02919
(401) 324-0653
agents.allstate.com
Flood insurance agents in Johnston Rhode Island help property owners secure coverage through the National Flood Insurance Program NFIP. Johnston has areas near the Woonasquatucket River and other low-lying zones that may require flood insurance for mortgage compliance. Rhode Island law does not mandate flood insurance for all properties but lenders often require it for homes in Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Johnston Cost?
Typical flood insurance costs in Rhode Island for a standard NFIP policy range from 500 to 3000 dollars per year. Factors include the property's flood zone elevation building age and coverage amount. Johnston properties in Zone A or AE may have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Johnston Rhode Island?
Flood insurance is not required by Rhode Island state law for all properties. However if your property is in a FEMA-designated Special Flood Hazard Area your mortgage lender will likely require it. An agent can check your flood zone status.
What does a flood insurance agent in Johnston do?
A flood insurance agent helps you understand your flood risk and choose an NFIP policy. They guide you through coverage limits deductibles and the waiting period before coverage starts. They also assist with filing claims after a flood event.
How much does flood insurance cost in Rhode Island?
Flood insurance costs vary based on your property's flood zone elevation and building characteristics. In Rhode Island annual premiums can range from about 500 dollars for low-risk zones to over 2000 dollars for high-risk areas. An agent can provide a specific quote for your property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.