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Browse flood insurance agents serving Chepachet, Rhode Island. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Chepachet, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 flood insurance agents in Chepachet, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zelano Insurance Agency Inc
15 Money Hill Rd, Chepachet, RI 02814
(401) 568-3051
zelanoinsurance.com
Chestnut Hill Insurance Group
2 Chestnut Hill Rd, Chepachet, RI 02814
(401) 568-7888
chestnuthillins.com
Finest Insurance RI
168 Gold Mine Rd, Chepachet, RI 02814
(401) 859-2875
Nationwide Insurance: Ann M. Horton
57 Gold Mine Rd, Chepachet, RI 02814
(401) 349-4116
agency.nationwide.com
Flood insurance agents in Chepachet, Rhode Island help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Chepachet is located in Providence County and includes areas near the Chepachet River, which can be prone to flooding. Rhode Island law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage.
What Does a Flood Insurance Agent in Chepachet Cost?
Typical flood insurance costs in Chepachet range from 600 to 3,000 dollars per year for NFIP policies, depending on flood zone and property characteristics. Private market policies may offer different rates. Rhode Island law does not set specific price caps for flood insurance. Costs vary by situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Chepachet Rhode Island?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding is possible and coverage is recommended.
What does a flood insurance agent in Chepachet do?
A flood insurance agent helps you assess your flood risk, explains policy options under the NFIP or private market, and assists with filing claims. They can also help you understand elevation certificates and flood zone designations specific to Chepachet.
How much does flood insurance cost in Chepachet Rhode Island?
Costs vary based on flood zone, building elevation, and coverage amount. In Rhode Island, NFIP policies typically range from 700 to 2,000 dollars per year for standard homes. High-risk properties may cost more. An agent can provide a personalized quote.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.