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Looking for a flood insurance agent in Montoursville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Montoursville, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 flood insurance agents in Montoursville, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Hartman Group
1720 Sycamore Rd, Montoursville, PA 17754
(570) 326-7241
hartmangroup1.com
Yoder Insurance Inc - Montoursville Office
950 Broad St suite a, Montoursville, PA 17754
(570) 505-1924
yoderinsuranceinc.com
Flood insurance agents in Montoursville Pennsylvania help property owners secure coverage through the National Flood Insurance Program. Pennsylvania law requires flood insurance for properties in designated high-risk flood zones if they have a federally backed mortgage. Local agents understand the Susquehanna River flood risks and can guide you through policy options.
What Does a Flood Insurance Agent in Montoursville Cost?
Flood insurance costs in Pennsylvania vary by property. Typical NFIP premiums range from 700 to 2,000 dollars per year for moderate risk homes. High-risk properties in Montoursville may cost 2,500 to 5,000 dollars annually or more. Actual rates depend on flood zone, building elevation, and coverage amount. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Montoursville Pennsylvania?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, coverage is recommended due to local flood history.
What does a flood insurance agent in Montoursville do?
A flood insurance agent helps you assess your flood risk, explains NFIP coverage limits, and assists with policy applications. They can also advise on elevation certificates and flood zone map changes.
How long does it take to get flood insurance in Pennsylvania?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions apply for flood map changes or mortgage requirements. An agent can explain these timing rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.