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Compare flood insurance agents in Irwin. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Irwin, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 7 flood insurance agents in Irwin, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bair Insurance Group Inc.
3502 PA-130, Irwin, PA 15642
(724) 863-6250
bairinsurancegroup.com
Duncan Financial Group
311 Main St, Irwin, PA 15642
(724) 863-3420
duncangrp.com
Rupp-Fiore Insurance
12875 US-30, Irwin, PA 15642
(724) 861-0300
ruppfiore.com
Lanyi Insurance
604 Oak St, Irwin, PA 15642
(724) 864-0703
lanyiagency.com
Route 30 Auto Insurance
12120 US-30, Irwin, PA 15642
(724) 863-9520
rt30autoinsurance.com
Assured Risk Advisors LLC
120 Tropiano Ln, Irwin, PA 15642
(724) 392-4586
assured-risk.com
Nationwide Insurance: Bair Insurance Group Inc.
9345 US-30, Irwin, PA 15642
(724) 863-6250
bairinsurancegroup.com
Flood insurance agents in Irwin Pennsylvania help homeowners and businesses secure coverage against flood damage. Pennsylvania participates in the National Flood Insurance Program which requires flood insurance for properties in high-risk zones. Local agents can explain elevation certificates and flood zone maps specific to Westmoreland County.
What Does a Flood Insurance Agent in Irwin Cost?
Flood insurance costs in Pennsylvania vary based on flood zone elevation building age and coverage amount. NFIP rates average around 700 to 1,200 per year for standard policies but can be higher in high-risk areas. Private flood insurance may offer different pricing and higher coverage limits. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Irwin Pennsylvania?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high-risk zones many homeowners choose coverage because flooding can happen anywhere.
How does a flood insurance agent help me?
A flood insurance agent reviews your property's flood zone and elevation to find the right policy. They can explain the difference between NFIP and private flood insurance and help you complete the required paperwork.
What is the waiting period for flood insurance in Pennsylvania?
NFIP policies have a 30-day waiting period before coverage begins. This means you cannot buy a policy right before a storm and expect immediate protection. Private insurers may offer shorter waiting periods in some cases.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.