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Directory of flood insurance agents in Bristol, Pennsylvania. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Bristol, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 flood insurance agents in Bristol, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tom McLaughlin - State Farm Insurance Agent
504 Bath Rd, Bristol, PA 19007
(215) 785-1400
tommclaughlin.org
The Radcliffe Insurance Group, Inc.
205 Radcliffe St, Bristol, PA 19007
(215) 781-8100
radcliffeinsurance.com
A flood insurance agent in Bristol Pennsylvania helps property owners secure coverage through the National Flood Insurance Program or private insurers. Bristol sits along the Delaware River and is in a FEMA-designated flood zone, making flood insurance important for many homes and businesses. Pennsylvania law requires lenders to mandate flood insurance for properties in high-risk areas with federal mortgages.
What Does a Flood Insurance Agent in Bristol Cost?
Flood insurance costs in Pennsylvania depend on factors like flood zone, building elevation, and coverage amount. For a standard NFIP policy, annual premiums often range from 700 to 2,000 dollars for residential properties in moderate-risk areas. Higher-risk zones or older buildings may cost more. Private market policies can be competitive but vary widely. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bristol Pennsylvania?
If your property is in a FEMA Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or river overflow, so many residents choose to buy a policy.
What does a flood insurance agent in Bristol do?
A flood insurance agent helps you evaluate your flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They can also guide you on coverage limits and deductibles specific to Pennsylvania flood zones.
How much does flood insurance cost in Pennsylvania?
Costs vary based on your property's flood zone, elevation, and building characteristics. In Pennsylvania, NFIP policies typically range from 700 to 2,000 dollars per year for standard coverage. Private insurers may offer different rates. An agent can provide a personalized quote.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.