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Browse flood insurance agents serving Niles, Ohio. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Niles, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 2 flood insurance agents in Niles, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
CL Agency Insurance Est 1968
736 Youngstown Warren Rd, Niles, OH 44446
(330) 652-9191
clagency.net
Merlo Insurance
815 Youngstown Warren Rd # 11, Niles, OH 44446
(330) 544-8000
merloinsurance.com
Flood insurance agents in Niles, Ohio help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Ohio law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Niles sits near the Mahoning River, so local agents can advise on flood maps and elevation certificates specific to Trumbull County.
What Does a Flood Insurance Agent in Niles Cost?
Flood insurance costs in Ohio vary by flood zone, property elevation, and coverage amount. In Niles, a standard NFIP policy for a home in a high-risk zone may cost between 700 and 2,500 dollars per year. Lower-risk areas can see premiums under 500 dollars. Private insurers may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Niles Ohio?
If your property is in a Special Flood Hazard Area as shown on FEMA flood maps, your lender will require flood insurance. Even outside high-risk zones, agents can help you buy a policy to protect against unexpected flooding from heavy rain or snowmelt.
How do I choose a flood insurance agent in Niles?
Look for an agent who is licensed in Ohio and experienced with NFIP policies. Ask if they can provide quotes from multiple insurers and help you complete the required elevation certificate for accurate pricing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.