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Find Flood Insurance Agents Near You in Monroe, NC

Browse flood insurance agents serving Monroe, North Carolina. Updated 2026-07-14.

The top-rated flood insurance agent in Monroe, North Carolina is Foster Grace Insurance Agency Inc, rated 5.0 stars across 126 reviews. Other highly rated options include Josh Mullis - State Farm Insurance Agent, Johnson Insurance Management, LLC, Taylor Ross: Allstate Insurance Monroe, NC. This directory lists 21 flood insurance agents serving Monroe.

Showing 21 flood insurance agents in Monroe, NCListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Foster Grace Insurance Agency Inc1504 Walkup Ave(704) 289-6437
2Josh Mullis - State Farm Insurance Agent2204 Commerce Dr(704) 282-1148
3Johnson Insurance Management, LLC101 S Hayne St(704) 292-1165
4Taylor Ross: Allstate Insurance Monroe, NC2202 W Roosevelt Blvd ste a(704) 289-8404
5Allstate Insurance - Mark Wilson1606 Skyway Dr(704) 283-7451
6Brokers Source of NC Inc1661 Walkup Ave STE A(704) 282-0000
7M. Greene Insurance Services Inc.106 Avon St(980) 313-8252
8Allstate Insurance: Edwards & Gaddy Insurance Agency2560 W Roosevelt Blvd # A(704) 282-0076
9Patriot Insurance Agencies1969 Old Charlotte Hwy D(704) 289-5308
10Tasia Davies - GEICO Insurance Agent5140 Old Charlotte Hwy E(704) 218-5500
FG
1504 Walkup Ave
Foster Grace Insurance Agency Inc
Flood Insurance Agent · Monroe, NC

Foster Grace Insurance Agency Inc, serving Monroe and Union County, North Carolina, provides flood insurance agent services to protect local property owners. The agency helps residents and businesses assess their flood risk exposure due to the area’s weather patterns. Navigating the National Flood Insurance Program requirements, the team assists clients in securing appropriate coverage for structures and contents. Their work includes guiding policyholders through elevation certificate needs and explaining flood zone designations. They handle both standard residential flood policies and commercial flood insurance solutions tailored to local properties.

JM
2204 Commerce Dr
Josh Mullis - State Farm Insurance Agent
Flood Insurance Agent · Monroe, NC

Josh Mullis - State Farm Insurance Agent provides a full range of flood insurance options for properties in and around Monroe, North Carolina. The agency helps clients understand and select appropriate flood coverage to protect against water damage from storms or rising waters. Its service includes reviewing existing policies and recommending updates based on changing flood risks in the area. Maintenance plans consist of periodic policy reviews to ensure adequate protection as conditions evolve. The company services single-family homes, apartments, retail locations, and restaurants.

JI
101 S Hayne St
Johnson Insurance Management, LLC
Flood Insurance Agent · Monroe, NC

Johnson Insurance Management, LLC serves homeowners, businesses, and property managers in Monroe, North Carolina, who need flood insurance coverage. The agency helps clients understand federal flood maps and navigate National Flood Insurance Program requirements for their properties. Policies are explained clearly, including coverage limits and exclusions for water damage. They assist with claims guidance and policy adjustments as flood risks change. The agency also serves property owners in the surrounding Union County area, including the community of Waxhaw.

TR
2202 W Roosevelt Blvd ste a
Taylor Ross: Allstate Insurance Monroe, NC
Flood Insurance Agent · Monroe, NC

Serving Monroe and the surrounding communities of Union County, Taylor Ross: Allstate Insurance Monroe, NC handles flood insurance policies for homeowners and renters. This agency assists clients in understanding standard flood zone designations and coverage options for their properties. Navigating the complexities of federal requirements and local floodplain regulations, the office reviews each customer’s specific risk factors to recommend an appropriate policy limit. For a typical job, it conducts a thorough analysis of the property’s elevation and flood history before presenting customized coverage solutions.

AI
1606 Skyway Dr
Allstate Insurance - Mark Wilson
Flood Insurance Agent · Monroe, NC

Allstate Insurance - Mark Wilson offers both one-time flood insurance policies and ongoing coverage adjustments for properties in Monroe, NC. Standard flood insurance protects buildings and contents from rising water damage, while enrollment in the National Flood Insurance Program ensures eligibility for federally backed claims. Homeowners and renters can also consult the agent about flood zones and required mitigation measures. Service for policy reviews and new quotes runs on an as-needed basis, typically by appointment.

BS
1661 Walkup Ave STE A
Brokers Source of NC Inc
Flood Insurance Agent · Monroe, NC

Brokers Source of NC Inc serves clients in Monroe, North Carolina, by helping property owners navigate flood insurance needs and coverage options. The agency specializes in providing tailored flood insurance policies that address the specific risks posed by the region's weather patterns and flood zones. Its agents assist both residential and commercial clients with policy selection, claims support, and risk assessment. This firm can provide flood insurance solutions for local businesses such as offices, warehouses, and food service establishments.

MG
106 Avon St
M. Greene Insurance Services Inc.
Flood Insurance Agent · Monroe, NC
AI
2560 W Roosevelt Blvd # A
Allstate Insurance: Edwards & Gaddy Insurance Agency
Flood Insurance Agent · Monroe, NC

Allstate Insurance: Edwards & Gaddy Insurance Agency is known for providing coverage for properties in Monroe, North Carolina. The company offers flood insurance to protect homeowners and businesses in flood-prone areas. Agents help clients secure policies that meet federal requirements and local needs. They can assist with selecting appropriate coverage limits and understanding policy exclusions. The agency can also add sewer backup coverage to a standard flood policy.

PI
1969 Old Charlotte Hwy D
Patriot Insurance Agencies
Flood Insurance Agent · Monroe, NC

Patriot Insurance Agencies provides residential flood insurance coverage to homeowners in Monroe, NC. Commercial flood insurance options are also available for businesses in the surrounding area. The agency works with standard National Flood Insurance Program policies to help property owners meet lender requirements and protect against storm damage. Serving Monroe and the wider Union County region, this agent focuses on guiding clients through the enrollment process. Clients often return for annual policy reviews or to adjust coverage following property changes between regular visits.

TD
5140 Old Charlotte Hwy E
Tasia Davies - GEICO Insurance Agent
Flood Insurance Agent · Monroe, NC

After heavy rains or hurricane threats in Monroe, NC, concerns about basement and crawlspace seepage increase. Tasia Davies - GEICO Insurance Agent provides flood insurance coverage to address these local water damage risks. Their team analyzes residential and commercial properties for potential flood exposure areas, including nearby streams and drainage patterns. Policy options are presented based on elevation and historical flooding data for the area. An initial inspection of the property is scheduled to assess structural vulnerabilities before preparing a customized quote.

SI
1307 Skyway Dr
Skyway Insurance
Flood Insurance Agent · Monroe, NC
(704) 225-8100
skywayins.net
SI
551 Morgan Mill Rd
Superior Insurance of Monroe
Flood Insurance Agent · Monroe, NC
(704) 207-0140
superiorins.com
RI
3302 W Hwy 74
Rogers Insurance Solutions
Flood Insurance Agent · Monroe, NC
(980) 313-8211
rogersinsurancesolution.com
RI
300 E Phifer St
Relation Insurance Services
Flood Insurance Agent · Monroe, NC
(704) 283-5823
agency.nationwide.com/nc/monroe/28110/relation-insurance-services-select-inc
RA
500 N Church St
Robbins & Associates Insurance
Flood Insurance Agent · Monroe, NC
(704) 226-1300
robbinsandassociates.com
UI
1806 Walkup Ave unit d
Union Insurance Services Inc
Flood Insurance Agent · Monroe, NC
(704) 218-2243
NF
1613 W Roosevelt Blvd
NC Farm Bureau Insurance
Flood Insurance Agent · Monroe, NC
(704) 289-4509
ncfbins.com/monroe
MI
2602 W Roosevelt Blvd
Monroe Insurance Agency
Flood Insurance Agent · Monroe, NC
(704) 289-8451
PI
1115 Lasalle St suite b
Pegram Insurance
Flood Insurance Agent · Monroe, NC
(704) 226-1123
insuranceinmonroe.com
HI
1501 N Charlotte Ave Suite B116
Hernandez Insurance Solutions
Flood Insurance Agent · Monroe, NC
(980) 946-7157
hernandezinsurancesolutions.com
AI
106 E Jefferson St
Anchora Insurance Services, LLC
Flood Insurance Agent · Monroe, NC
(704) 296-0961
anchorainsurance.com/insurance-agent-monroe-nc

What Does a a Flood Insurance Agent in Monroe Cost?

Typical flood insurance costs in North Carolina range from about $700 to $2,000 per year for a standard NFIP policy, depending on your property's flood zone, elevation, and coverage amount. Private market policies may vary. Actual premiums are set by the NFIP or private insurers and depend on individual risk factors. This is general information, not insurance advice.

About flood insurance agents in Monroe

Flood insurance agents in Monroe, North Carolina help homeowners and businesses secure coverage against flood damage. North Carolina participates in the National Flood Insurance Program, which sets standard rates and coverage limits. Agents can guide you through the 30-day waiting period required by NFIP before most policies take effect.

Frequently Asked Questions

Why do I need a flood insurance agent in Monroe?

A flood insurance agent in Monroe can help you understand your flood risk based on local flood zone maps. They can also explain the specific coverage options available through the NFIP and private insurers in North Carolina.

Is flood insurance required in Monroe North Carolina?

Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in lower-risk areas, agents often recommend coverage because Monroe can experience heavy rainfall and flash flooding.

How long does it take to get flood insurance in Monroe?

Standard NFIP policies have a 30-day waiting period from the date of application and payment. There are exceptions for certain loan closings or map changes. An agent can confirm the exact timeline for your situation.

Flood Insurance Agents in Other North Carolina Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.