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Browse flood insurance agents serving Shirley, New York. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Shirley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Shirley, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Island Wide Insurance Agency (formerly Stop Agency, Inc.)
878 Montauk Hwy, Shirley, NY 11967
(631) 395-1000
islandwideins.com
Lighthouse Insurance Shirley
960-B Montauk Hwy, Shirley, NY 11967
(631) 399-0300
lighthouseinsurance.com
Marlin Insurance Agency Inc
1138 William Floyd Pkwy, Shirley, NY 11967
(631) 281-6200
marlinagency.com
Essential Insurance New York
2 Coraci Blvd, Shirley, NY 11967
(332) 378-1898
Insurance Trust
501 William Floyd Pkwy, Shirley, NY 11967
(631) 395-1700
local342.org
Shirley, New York is located in a coastal flood zone, making flood insurance a key consideration for homeowners and renters. A local flood insurance agent can help you navigate the National Flood Insurance Program (NFIP) and New York state regulations. These agents assist with policy selection, flood zone determination, and claims support specific to Suffolk County.
What Does a Flood Insurance Agent in Shirley Cost?
In New York, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars per year for a standard policy, but costs can be higher in high-risk coastal areas like Shirley. Private flood insurance may offer different rates and coverage options. Your actual cost depends on your property's flood zone, elevation, and building characteristics. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Shirley New York?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even in moderate-risk areas, New York law encourages coverage due to storm surge risks from the Atlantic Ocean and Great South Bay.
What does a flood insurance agent in Shirley do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.