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Compare Flood Insurance Agents in Selden, NY

Looking for a flood insurance agent in Selden? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Selden, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 flood insurance agents in Selden, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John Fischer - State Farm Insurance Agent
271 Middle Country Rd, Selden, NY 11784
(631) 696-9800 jpfischer.com
Sean Worth: Allstate Insurance
248-260 Middle Country Rd Ste 18, Selden, NY 11784
(631) 588-9211 agents.allstate.com
XL Brokerage Inc.
658 Middle Country Rd, Selden, NY 11784
(631) 736-6100 xlsavebig.com
Lighthouse Insurance Selden
1200 Middle Country Rd, Selden, NY 11784
(631) 696-0003 lighthouseinsurance.com
Daniel Russo: Allstate Insurance
369 Independence Plaza, Selden, NY 11784
(631) 736-2820 agents.allstate.com
Nicole Luckert: Allstate Insurance
910 Middle Country Rd, Selden, NY 11784
(631) 732-8700 agents.allstate.com
Centennial Insurance
248-260 Middle Country Rd Suite 16A, Selden, NY 11784
(631) 207-5400
DCAP Insurance
230 Middle Country Rd, Selden, NY 11784
(631) 736-7777 dcapinsurance.com

Flood insurance agents in Selden, New York help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. New York law requires flood insurance disclosure for properties in high-risk zones, and agents can explain how local elevation and flood maps affect premiums. Working with a local agent ensures you understand your policy options for this coastal region.

What Does a Flood Insurance Agent in Selden Cost?

Flood insurance costs in Selden, New York vary based on flood zone, property elevation, and coverage amount. NFIP rates average around $700 to $1,200 per year for standard policies, but high-risk properties can exceed $2,000. Private market options may offer different pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Selden New York?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding can occur, and many policies are available through the NFIP.
What does a flood insurance agent in Selden do?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and exclusions, and assists with filing claims. They can also review your property's elevation certificate to determine accurate rates.
How long does it take to get flood insurance in Selden?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.