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Directory of flood insurance agents in Seaford, New York. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Seaford, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 flood insurance agents in Seaford, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Damadeo Agency, Inc.: Allstate Insurance
3888A Merrick Rd, Seaford, NY 11783
(516) 488-3700
agents.allstate.com
Victoria Ven - State Farm Insurance Agent
4020 Merrick Rd, Seaford, NY 11783
(516) 221-3200
vvandeven.com
Gregory Patterson: Allstate Insurance
3832 Sunrise Hwy, Seaford, NY 11783
(516) 781-8300
agents.allstate.com
Eileen Wulff: Allstate Insurance
3832 Sunrise Hwy, Seaford, NY 11783
(516) 781-8300
agents.allstate.com
JH Ryan and Company
3948 Merrick Rd, Seaford, NY 11783
(516) 781-5607
jhryan.com
Corsitto Insurance Agency
3904 Merrick Rd, Seaford, NY 11783
(516) 783-0400
corsittoagency.com
Thomas B Corsitto Inc
3900 Merrick Rd, Seaford, NY 11783
(516) 783-0400
travelers.com
Flood insurance agents in Seaford, New York help residents and business owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Seaford is located in a flood-prone area near the South Shore, and New York state law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can guide you on policy limits, waiting periods, and elevation certificates specific to Nassau County.
What Does a Flood Insurance Agent in Seaford Cost?
Flood insurance costs in Seaford vary based on property elevation, flood zone, and coverage amount. Typical annual premiums for NFIP policies range from 700 to 2,500 dollars for residential properties, though higher-risk homes may cost more. Private insurers may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Seaford New York?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, and an agent can help you assess your risk.
How do I choose a flood insurance agent in Seaford?
Look for an agent licensed in New York who has experience with NFIP policies and private flood insurance options. Ask about their knowledge of local flood zones and elevation certificate requirements for Seaford properties.
What is the waiting period for flood insurance in New York?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage begins. There are limited exceptions, such as when flood insurance is required for a new mortgage closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.