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Flood Insurance Agents in Rocky Point, NY

Directory of flood insurance agents in Rocky Point, New York. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Rocky Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Rocky Point, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance Solutions
333 NY-25A, Rocky Point, NY 11778
(631) 782-3175 coastalinsurancesolution.com
The Clausen Agency, Inc
333 NY-25A Suite 150, Rocky Point, NY 11778
(631) 744-1393 clausenagency.com
Metro Agency Unlimited
538 NY-25A, Rocky Point, NY 11778
(631) 849-1101 metroagencyny.com
Shore Line Insurance
8 Broadway, Rocky Point, NY 11778
(631) 744-1200 shorelineins.com
Allstate Personal Financial Representative: Jared Peyster
125 NY-25A Ste 100b, Rocky Point, NY 11778
(631) 874-6440 agents.allstate.com

Flood insurance agents in Rocky Point, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Rocky Point is located in a coastal area with flood zone designations that may require coverage under New York law for mortgage holders. An agent can explain local flood risks and policy options to protect your home or business.

What Does a Flood Insurance Agent in Rocky Point Cost?

Typical flood insurance costs in New York range from 700 to 2,000 dollars per year for NFIP policies, depending on flood zone, building value, and deductible. Private policies may cost more or less based on risk factors. Costs vary by situation, so an agent can provide a personalized quote. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Why do I need a flood insurance agent in Rocky Point?
A flood insurance agent helps you understand your flood zone designation and find a policy that meets New York state requirements. Rocky Point is near the Long Island Sound, so properties may be in high-risk flood zones. An agent can also assist with filing claims after a flood event.
What flood insurance options are available in New York?
New York property owners can buy flood insurance through the NFIP or private insurers. NFIP policies have a 30-day waiting period before coverage starts. Private policies may offer higher limits or shorter waiting periods. An agent can compare these options for you.