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Flood Insurance Agents in Port Jefferson, NY

Looking for a flood insurance agent in Port Jefferson? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Port Jefferson, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Port Jefferson, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brookhaven Agency
100 Oakland Ave #1, Port Jefferson, NY 11777
(631) 941-4113 brookhavenagency.com
Nationwide Insurance: C Quick Insurance Agency Inc.
402 Main St, Port Jefferson, NY 11777
(631) 474-7070 agency.nationwide.com
Goosehead Insurance - Don Pawluk
1303 Main St, Port Jefferson, NY 11777
(631) 393-2775 goosehead.com

Port Jefferson is a coastal village on Long Island Sound, making flood insurance essential for many properties. Licensed flood insurance agents in Port Jefferson help residents understand National Flood Insurance Program (NFIP) policies and New York state requirements. New York law mandates flood insurance disclosure for properties in high-risk flood zones during real estate transactions.

What Does a Flood Insurance Agent in Port Jefferson Cost?

In Port Jefferson, New York, annual flood insurance premiums typically range from $700 to over $3,000 for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private flood insurance may cost more or less based on risk assessment. Costs vary by property and coverage needs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Port Jefferson?
If your property is in a Special Flood Hazard Area (SFHA) designated by FEMA, your mortgage lender will likely require flood insurance. Even outside high-risk zones, flooding is possible in Port Jefferson due to coastal storms and heavy rain.
What does a flood insurance agent in Port Jefferson do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private flood insurance options, and complete the application. They also explain coverage limits, deductibles, and New York specific elevation certificate requirements.