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Find Flood Insurance Agents in Northport, NY

Compare flood insurance agents in Northport. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Northport, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 6 flood insurance agents in Northport, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cathy Nesselt - State Farm Insurance Agent
842 NY-25A Ste 1, Northport, NY 11768
(631) 261-2322 cathynesselt.com
Ralph P Habib: Allstate Insurance
189 Main St, Northport, NY 11768
(631) 262-9494 agents.allstate.com
Schutzenbach Agency Ltd
260 Main St #203, Northport, NY 11768
(631) 261-7788
Excel Insurance
1 Ray Pl, Northport, NY 11768
(631) 729-9349
Borg Risk Management Services Inc dba Hartt Borg Insurance Agency
45 Main St, Northport, NY 11768
(631) 261-6300 harttinsurance.com
Intermarket Insurance Agency
22 Laurel Ave, Northport, NY 11768
(631) 606-3525 intermarketins.com

Flood insurance agents in Northport New York help property owners secure coverage through the National Flood Insurance Program or private insurers. Northport is in a coastal area where flood risk is high, and New York law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. An agent can explain elevation certificates and flood zone designations specific to Suffolk County.

What Does a Flood Insurance Agent in Northport Cost?

The cost of flood insurance in Northport New York varies by property. Typical NFIP policies range from 700 to 2000 dollars per year for a standard home in a moderate-risk zone. Properties in high-risk coastal areas may see premiums from 2000 to 5000 dollars or more. Private flood insurance can have different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Northport do?
A flood insurance agent helps you find and purchase a flood insurance policy for your home or business. They review your property's flood zone, explain coverage limits, and help you complete the required paperwork. In New York, agents must be licensed by the state Department of Financial Services.
Is flood insurance required in Northport New York?
Flood insurance is not required by New York state law for all properties. However, if you have a federally backed mortgage and your property is in a high-risk flood zone, your lender will require it. Northport is in a coastal area where many properties fall into Special Flood Hazard Areas.
How do I choose a flood insurance agent in Northport?
Look for an agent with experience in coastal flood zones and knowledge of NFIP rules. Check that they are licensed in New York and ask about their familiarity with Suffolk County flood maps. You can verify a license through the New York State Department of Financial Services website.