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Compare Flood Insurance Agents in North Babylon, NY

Browse flood insurance agents serving North Babylon, New York. Contact information and addresses listed below.

5 agents listed
Updated May 2026
North Babylon, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in North Babylon, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Paul J DellaUniversita: Allstate Insurance
1135 Deer Park Ave, North Babylon, NY 11703
(631) 983-3737 agents.allstate.com
Acrisure North Babylon, NY (Atlantic Agency Inc)
1469 Deer Park Ave, North Babylon, NY 11703
(631) 736-7777 acrisure.com
Lighthouse Insurance Agency
1456 Deer Pk Rd, North Babylon, NY 11703
(631) 581-0100 lighthouseinsurance.com
Consulting Insurance Agency
1350-34 Deer Park Ave, North Babylon, NY 11703
(631) 242-2422 progressiveagent.com
Prospect Insurance Service
302 Bay Shore Rd, North Babylon, NY 11703
(631) 517-1314 prospect-insurance.com

Flood insurance agents in North Babylon New York help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. North Babylon is located in a Special Flood Hazard Area as designated by FEMA, making flood insurance a key consideration for many properties. New York law requires flood insurance for properties with federally backed mortgages in high-risk zones.

What Does a Flood Insurance Agent in North Babylon Cost?

Flood insurance costs in North Babylon typically range from 700 to 2,500 dollars per year for standard NFIP policies, depending on flood zone, building elevation, and coverage limits. Private market policies may cost more or less. Premiums can be higher for properties in high-risk V zones. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in North Babylon New York?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, flood insurance is required by law. Even if not required, many agents recommend coverage because North Babylon is prone to coastal storm surges and heavy rainfall.
How do I choose a flood insurance agent in North Babylon?
Look for an agent licensed in New York who has experience with NFIP policies and private flood insurance options. Ask about their knowledge of local flood maps and elevation certificates, which are important for accurate pricing.
What does flood insurance cover in New York?
Standard flood insurance covers structural damage to your building and damage to personal belongings. It does not cover basement improvements or items stored in basements. You can purchase separate contents coverage for higher limits.