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Compare Flood Insurance Agents in Merrick, NY

Directory of flood insurance agents in Merrick, New York. Verify credentials with the state department of insurance before hiring.

9 agents listed
Updated May 2026
Merrick, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 flood insurance agents in Merrick, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marwan Jaser - State Farm Insurance Agent
1012 Jerusalem Ave, Merrick, NY 11566
(516) 548-7006 agentmarwan.com
Brandon Schlott: Allstate Insurance
31 Merrick Ave Unit 40, Merrick, NY 11566
(516) 378-5600 agents.allstate.com
Ricardo Mercado: Allstate Insurance
1393 Jerusalem Ave, Merrick, NY 11566
(516) 385-5900 agents.allstate.com
John Candon - State Farm Insurance Agent
1745 Merrick Ave # 5, Merrick, NY 11566
(516) 783-5522 agentcandon.com
Concorde Brokerage of L.I. Ltd.
1745 Merrick Ave Suite 21A, Merrick, NY 11566
(516) 764-9100 concordebrokerage.com
MICHAEL PADGETT: Allstate Insurance
1821 Merrick Ave, Merrick, NY 11566
(516) 781-1600 agents.allstate.com
Brad Rosenberg: Allstate Insurance
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100 agents.allstate.com
Apple Insurance Brokerage, Inc.
8 Merrick Ave, Merrick, NY 11566
(516) 307-9186
Allstate
174 Merrick Rd, Merrick, NY 11566
(516) 868-2100 agents.allstate.com

Flood insurance agents in Merrick, New York help property owners understand their risk and secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Merrick is located in a Special Flood Hazard Area, and many lenders require flood insurance for mortgages. New York law mandates that agents disclose flood zone information and policy limits clearly to clients.

What Does a Flood Insurance Agent in Merrick Cost?

Typical flood insurance costs in Merrick, New York range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Costs vary by situation and are subject to annual changes. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Merrick New York?
Yes if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones, flood insurance is recommended due to storm surge and heavy rain risks common in Nassau County.
How do I choose a flood insurance agent in Merrick?
Look for an agent licensed in New York who specializes in NFIP policies. Ask about their experience with local flood maps and elevation certificates, which are often required for accurate pricing.
What does a flood insurance policy in New York cover?
Standard NFIP policies cover building property up to 250,000 dollars and contents up to 100,000 dollars. Flood damage from rising water is covered, but basements have limited coverage. Private policies may offer higher limits.