Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 flood insurance agents in Latham, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Northeastern Insurance
1214 Troy-Schenectady Rd, Latham, NY 12110
(518) 346-2886
northeasterninsurance.com
Rullo Insurance Agency
1128 Troy-Schenectady Rd, Latham, NY 12110
(518) 782-7146
rulloinsuranceagency.com
NY Insurance Hub Agency - Auto Home Business Policies
21 British American Blvd 2nd Floor, Latham, NY 12110
(518) 783-0105
nyinsurancehub.com
Sunmark Insurance Services
1187 Troy-Schenectady Rd, Latham, NY 12110
(518) 783-1010
sisprotects.com
Dinsmore Insurance
4 Avis Dr #100, Latham, NY 12110
(518) 785-3009
dinsmoreinsurance.com
MK Dignum Insurance Agency
622 Loudon Rd #204, Latham, NY 12110
(518) 240-8418
mkdignuminsurance.com
Beltzer-DiMura Insurance Agency
4 Avis Dr #100, Latham, NY 12110
(518) 785-3700
beltzerdimura.com
Crawford Insurance
459 Troy-Schenectady Rd, Latham, NY 12110
(518) 783-2662
What Does a Flood Insurance Agent in Latham Cost?
Flood insurance costs in New York vary by property location, elevation, and coverage amount. For a typical Latham home in a moderate-risk zone, an NFIP policy may range from 700 to 1,500 dollars per year. High-risk properties can cost 2,000 to 4,000 dollars or more. Private insurers may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Latham do?
A flood insurance agent helps you find a policy that matches your property risk and budget. They explain NFIP rules, including the 30-day waiting period before coverage starts. Agents also assist with filing claims and understanding flood zone designations.
Is flood insurance required in Latham New York?
Flood insurance is not required by state law, but mortgage lenders often demand it for properties in Special Flood Hazard Areas (SFHAs). Latham properties near the Mohawk River or Patroon Creek may fall into these zones. Check the FEMA flood map for your specific address.