ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Flood Insurance Agents Near You in Lake Ronkonkoma, NY
Browse flood insurance agents serving Lake Ronkonkoma, New York. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Agency Inc
191 Ronkonkoma Ave, Lake Ronkonkoma, NY 11779
(631) 471-7575
aspen-ny.com
Cotgreave Insurance Agency
558 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 981-5400
cotgreaveagency.com
Amitrano Insurance Services
4 Norwood Ln, Lake Ronkonkoma, NY 11779
(631) 648-7845
amitranoinsurance.myhomehq.biz
Flood insurance agents in Lake Ronkonkoma, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires flood insurance disclosure for properties in high-risk flood zones, and agents can explain local flood maps and elevation certificate needs. Lake Ronkonkoma sits near a large lake, making flood risk assessment important for homeowners and businesses.
What Does a Flood Insurance Agent in Lake Ronkonkoma Cost?
Flood insurance costs in New York vary by property location, flood zone, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from $700 to over $5,000 for high-risk areas in Lake Ronkonkoma. Private policies may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Lake Ronkonkoma?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA maps, your mortgage lender may require flood insurance. Even outside high-risk zones, flooding can occur, so an agent can review your risk.
What does a flood insurance agent do in New York?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with elevation certificates. They also guide you on New York-specific requirements like flood disclosure forms.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Lake Ronkonkoma who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.