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Find Flood Insurance Agents in Holtsville, NY

Directory of flood insurance agents in Holtsville, New York. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Holtsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Holtsville, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Peak Advisors, Inc
162 Long Island Ave #2, Holtsville, NY 11742
(631) 207-1800 peakinsuranceadvisors.com
Wide Insurance LLC
755 Waverly Ave, Holtsville, NY 11742
(631) 565-7372
Capell & Associates
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400 progressiveagent.com
Joseph P Price Agency Inc
1150 Portion Rd #14, Holtsville, NY 11742
(631) 698-7400
Price, Capell & Associates Inc.
1150 Portion Rd, Holtsville, NY 11742
(631) 698-7401 pricecapell.com

Holtsville New York property owners can work with a licensed flood insurance agent to secure coverage through the National Flood Insurance Program. New York law requires flood insurance disclosure for certain properties in high-risk zones. An agent can help you understand elevation certificates and flood zone maps specific to the Long Island area.

What Does a Flood Insurance Agent in Holtsville Cost?

Typical flood insurance costs in New York range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone and coverage amount. Private market policies may cost more or less based on risk. Costs vary by situation due to property elevation and building characteristics. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent do in Holtsville New York?
A flood insurance agent helps you find and purchase a flood insurance policy from the NFIP or private market. They review your property location and flood zone to recommend appropriate coverage limits. They also assist with filing claims after a flood event.
Is flood insurance required for homes in Holtsville New York?
Flood insurance is required by federal law if your home is in a high-risk flood zone and you have a federally backed mortgage. New York State also requires lenders to notify borrowers about flood risk. Even if not required, many agents recommend coverage due to storm surge risks.
How do I choose a flood insurance agent in Holtsville New York?
Look for an agent licensed in New York with experience in NFIP policies and private flood insurance. Check that they understand local flood maps and elevation certificate requirements. You can verify an agents license through the New York State Department of Financial Services.