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Directory of flood insurance agents in Burnt Hills, New York. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Burnt Hills, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 flood insurance agents in Burnt Hills, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance Agency LLC
110 Lake Hill Rd, Burnt Hills, NY 12027
(518) 688-0200
lighthouseinsagency.com
Newell Family Insurance Agency
805 NY-50, Burnt Hills, NY 12027
(518) 384-2216
newellfamins.com
Haughey Insurance Agency LLC
850 Saratoga Rd, Burnt Hills, NY 12027
(518) 399-1583
haugheyagency.com
Flood insurance agents in Burnt Hills, New York help property owners secure coverage through the National Flood Insurance Program or private insurers. New York law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents can assess local flood risks from the Kayaderosseras Creek and nearby water bodies to find suitable policies.
What Does a Flood Insurance Agent in Burnt Hills Cost?
Flood insurance costs in New York vary by flood zone, property value, and coverage amount. NFIP policies average around USD 700 to USD 1,200 per year for standard homes in moderate-risk areas, but high-risk zones can exceed USD 2,000. Private insurers may offer lower rates or higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Burnt Hills New York?
Flood insurance is required by federal law for properties in Special Flood Hazard Areas with a mortgage from a federally regulated lender. Even outside these zones, New York homeowners may benefit from coverage due to heavy rain and snowmelt risks.
How does a flood insurance agent help in New York?
An agent explains NFIP and private policy options, calculates coverage limits based on your property value, and ensures compliance with New York insurance regulations. They also help file claims and understand the 30-day waiting period for NFIP policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.