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Looking for a flood insurance agent in Brewster? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Brewster, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 flood insurance agents in Brewster, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Feehan Insurance Agency
2350 US-6, Brewster, NY 10509
(845) 278-7070
feehaninsurance.com
The Merritt Agency
190 NY-22, Brewster, NY 10509
(914) 276-5100
themerrittagency.com
Flood insurance agents in Brewster, New York help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New York law requires flood insurance disclosure for properties in high-risk zones, and agents guide clients through flood zone maps and elevation certificates. Local agents understand Brewster s proximity to lakes and streams, which can affect flood risk and premium rates.
What Does a Flood Insurance Agent in Brewster Cost?
Typical costs for flood insurance in Brewster, New York range from 600 to 3,000 per year for NFIP policies, depending on flood zone and property elevation. Private insurers may offer lower rates for low risk properties. New York law requires insurers to disclose premium increases under the NFIPs Risk Rating 2.0 system. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Brewster do?
A flood insurance agent in Brewster helps you assess your flood risk, compare NFIP and private policies, and complete the application process. They also explain New York specific requirements such as the mandatory purchase requirement for federally backed mortgages in Special Flood Hazard Areas.
Is flood insurance required in Brewster New York?
Flood insurance is not required by New York state law for all properties, but it is mandatory for properties in high risk flood zones with a mortgage from a federally regulated lender. Agents can verify your zone using FEMA flood maps for Putnam County.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.