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Looking for a flood insurance agent in Bohemia? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Bohemia, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Bohemia, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Loscalzo Insurance Agency
80 Orville Dr Suite 100-10192, Bohemia, NY 11716
(631) 676-7080
loscalzoagency.com
Main Street Insurance
80 Orville Dr, Bohemia, NY 11716
(516) 832-0538
mainstins.com
Hometown Insurance Agency of LI
5 Orville Dr Suite 400, Bohemia, NY 11716
(631) 589-0100
hometowninsurance.com
Sellis Brokerage LLC
868 Church St Suite 7, Bohemia, NY 11716
(631) 861-3175
sellisbrokerage.com
Nationwide Insurance: Mitchell J Blecker Agency Inc.
80 Orville Dr # 100, Bohemia, NY 11716
(631) 588-1750
agency.nationwide.com
Flood insurance agents in Bohemia, New York help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Due to Bohemias location on Long Island and proximity to the Great South Bay, many properties face moderate to high flood risk. New York state law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas, making local agent guidance essential.
What Does a Flood Insurance Agent in Bohemia Cost?
Flood insurance costs in Bohemia, New York vary widely based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate risk zone. In high risk zones like AE or VE, costs can exceed 4,000 dollars per year. Private insurers may offer different rates. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Bohemia do?
A flood insurance agent in Bohemia helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain New York specific requirements, such as elevation certificates and flood zone designations.
Is flood insurance required in Bohemia New York?
Flood insurance is not required by New York state law for all properties. However, if your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage, your lender must require flood insurance. Agents can verify your flood zone status.
How do I choose a flood insurance agent in Bohemia?
Look for an agent licensed in New York who has experience with NFIP policies and private flood insurance options. Ask about their familiarity with Bohemia specific flood zones and the elevation certificate process. You can verify an agents license through the New York State Department of Financial Services.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.