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Directory of flood insurance agents in Baldwinsville, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Baldwinsville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 flood insurance agents in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horan Companies - The Insurance Place
63 E Genesee St Suite B, Baldwinsville, NY 13027
(315) 635-2095
horaninsured.com
Scott Northrup - State Farm Insurance Agent
52 Oswego St #1, Baldwinsville, NY 13027
(315) 303-4426
scottnorthrupinsurance.com
Heritage Insurance Agency, Inc.
8 Tappan St, Baldwinsville, NY 13027
(315) 925-5300
heritageagencies.com
White Harbor Group Insurance
26 E Genesee St #305, Baldwinsville, NY 13027
(315) 352-0035
whginsurance.com
State Farm Insurance
60 1/2 Salina St, Baldwinsville, NY 13027
(315) 638-0247
statefarm.com
Higgins Insurance Agency
2273 Downer St, Baldwinsville, NY 13027
(315) 635-0050
higginsins.com
Financial Alternatives, Inc.
7527 Woodcrest Dr, Baldwinsville, NY 13027
(315) 622-7000
financialalternativesinc.com
Huntington Insurance Agency
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-9795
thehuntingtonagency.com
Flood insurance agents in Baldwinsville New York help property owners navigate the National Flood Insurance Program (NFIP) and private flood policies. Baldwinsville sits near the Seneca River and Onondaga Lake, making flood risk assessment important for many homes. New York state law requires flood insurance disclosure for properties in designated flood zones during real estate transactions.
What Does a Flood Insurance Agent in Baldwinsville Cost?
Typical NFIP flood insurance costs in New York range from 700 to 2,000 dollars per year for standard policies, but rates can be higher for high-risk properties in Baldwinsville. Private flood insurance may cost 500 to 1,500 dollars annually depending on flood zone and building characteristics. Costs vary by situation based on elevation, building type, and coverage amount. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Baldwinsville New York?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, agents can help you evaluate voluntary coverage options.
What does a flood insurance agent do in New York?
An agent helps you compare NFIP policies and private flood insurance options. They explain coverage limits, deductibles, and the 30-day waiting period before NFIP policies take effect in New York.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.