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Looking for a flood insurance agent in Baldwin? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Baldwin, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 flood insurance agents in Baldwin, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Robert Elbogen - State Farm Insurance Agent
1201 Grand Ave, Baldwin, NY 11510
(516) 505-2886
robertelbogen.com
Farmers Insurance - Jason Bolognini
789 Foxhurst Rd, Baldwin, NY 11510
(516) 208-6569
agents.farmers.com
Insurance Express
1685 Grand Ave Suite C, Baldwin, NY 11510
(516) 377-0100
insuranceexpressny.com
Ability Service Agency Inc
2075 Grand Ave, Baldwin, NY 11510
(516) 223-3144
abilityservice.com
Heins & Beswick Insurance Brokerage Inc
935 Merrick Rd, Baldwin, NY 11510
(516) 512-7585
trustedcoveragesolutions.com
Flood insurance agents in Baldwin, New York help property owners secure coverage under the National Flood Insurance Program or private insurers. Baldwin is located in a Special Flood Hazard Area, making flood insurance often mandatory for mortgage holders. New York law requires lenders to enforce flood insurance on properties in high-risk zones, so working with a local agent ensures compliance with both federal and state rules.
What Does a Flood Insurance Agent in Baldwin Cost?
Flood insurance costs in Baldwin, New York vary based on flood zone, building elevation, and coverage amount. Average NFIP premiums in Nassau County range from 700 to 2,500 per year for a standard policy, but high-risk properties may pay more. Private market options can offer lower rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Baldwin New York?
Yes, if your property is in a high-risk flood zone and you have a federally backed mortgage, flood insurance is required. Baldwin is in Nassau County where many areas are designated as Special Flood Hazard Areas by FEMA.
What does a flood insurance agent in Baldwin do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policy options, and complete the application. They also assist with elevation certificates and explain waiting periods for new policies.
How long does it take to get flood insurance in Baldwin?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. An agent can help you plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.