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Find Flood Insurance Agents in West Orange, NJ

Directory of flood insurance agents in West Orange, New Jersey. Verify credentials with the state department of insurance before hiring.

8 agents listed
Updated May 2026
West Orange, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 flood insurance agents in West Orange, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Sules - State Farm Insurance Agent
780 Northfield Ave, West Orange, NJ 07052
(973) 325-7555 chrissules.com
Rami Attieh - State Farm Insurance Agent
47 Park Ave Ste 101, West Orange, NJ 07052
(862) 444-7557 ramiwestorange.com
The Sosa Insurance Group
450 Pleasant Valley Way, West Orange, NJ 07052
(888) 902-3026 thesosainsurancegroup.com
ASE Insurance Agency, LLC
111 Northfield Ave # 202, West Orange, NJ 07052
(973) 944-2440 aseinsuranceagency.com
Atlantic Adjusting Company, Inc.
623 Eagle Rock Ave Suite 6, 2nd floor, West Orange, NJ 07052
(973) 731-7440 atlanticadjustingcompany.com
Orange insurance agency
396 Pleasant Valley Way, West Orange, NJ 07052
(862) 359-1905
Browne Insurance Agency
99 Northfield Ave Suite 2, West Orange, NJ 07052
(973) 250-4002 browneinsuranceagency.net
Union Insurance Inc
111 Northfield Ave, West Orange, NJ 07052
(973) 320-7810

Flood insurance agents in West Orange New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. West Orange sits in Essex County where flood risks from the Rahway River and local streams require careful policy review. New Jersey law mandates flood insurance for properties in designated Special Flood Hazard Areas with federally backed mortgages.

What Does a Flood Insurance Agent in West Orange Cost?

Typical flood insurance costs in New Jersey range from 700 to 2,500 per year for NFIP policies in moderate to low risk zones. Properties in high risk zones may pay 2,000 to 5,000 or more annually. Private market policies can offer different pricing. Costs depend on flood zone elevation building characteristics and coverage amount. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in West Orange do?
A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They explain coverage limits deductibles and exclusions. They also assist with filing claims and understanding elevation certificates.
Is flood insurance required in West Orange New Jersey?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a federally backed mortgage. Even outside high risk zones lenders may require coverage. New Jersey law does not mandate flood insurance for all properties but it is strongly recommended.
How do I find a flood insurance agent near me in West Orange?
You can search for licensed insurance agents through the New Jersey Department of Banking and Insurance website. Local real estate agents and mortgage lenders often provide referrals. Look for agents with experience in NFIP and private flood policies.