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Find Flood Insurance Agents Near You in Summit, NJ
Directory of flood insurance agents in Summit, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Summit, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Summit, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Clyde Paul Insurance Agency
47 Maple St #301, Summit, NJ 07901
(201) 991-7598
clydepaul.com
Elite Insurance New Jersey
816 Old Springfield Ave, Summit, NJ 07901
(732) 426-3464
Flood insurance agents in Summit, New Jersey help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. New Jersey law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Summit properties near the Rahway River or in low-lying areas may face specific flood risks that an agent can assess.
What Does a Flood Insurance Agent in Summit Cost?
Typical flood insurance costs in New Jersey range from 500 to 2,500 per year for NFIP policies, depending on flood zone, building value, and deductible. Private flood insurance may cost more or less based on risk assessment. Summit properties in Zone AE or A may have higher premiums than those in Zone X. Costs vary significantly by case. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How do I find a flood insurance agent in Summit NJ?
You can search for licensed insurance agents in Summit through the New Jersey Department of Banking and Insurance website. Local agents familiar with Summit flood zones can help you choose the right policy.
Is flood insurance required in Summit New Jersey?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even outside high-risk zones, many Summit properties benefit from coverage due to heavy rain and storm runoff risks.
What does a flood insurance agent do in Summit NJ?
A flood insurance agent evaluates your property location, explains NFIP and private policy options, and helps you determine appropriate coverage limits. They also assist with claims and policy renewals.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.