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Looking for a flood insurance agent in Passaic? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 9 flood insurance agents in Passaic, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InsureOne Insurance
145 Main Ave FLR 1, Passaic, NJ 07055
(973) 526-7905
locations.insureone.com
Alex Vargas - State Farm Insurance Agent
45 Hoover Ave, Passaic, NJ 07055
(973) 955-4530
alexvargasagency.com
MG Agency
78 Market St A, Passaic, NJ 07055
(973) 365-0137
progressiveagent.com
Falen Agency INC
181 Prospect St, Passaic, NJ 07055
(973) 473-5617
Happily Insurance NJ
205 Monroe St Apartment 1, Passaic, NJ 07055
(973) 773-1033
ASB Insurance Passaic
615 Main Ave, Passaic, NJ 07055
(551) 239-6914
First Americano Insurance
54 Main Ave, Passaic, NJ 07055
(201) 720-5550
Prime Insurance Agency
135 South St, Passaic, NJ 07055
(862) 203-6045
Gross & Company Insurance
2 Brighton Ave Suite 6, Passaic, NJ 07055
(212) 620-4040
nonprofitinsurance.co
Flood insurance agents in Passaic New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. Passaic sits near the Passaic River and is in a high-risk flood zone, so many lenders require flood insurance for mortgages. New Jersey law does not mandate flood insurance for all homes, but it is often required by lenders in designated Special Flood Hazard Areas.
What Does a Flood Insurance Agent in Passaic Cost?
The cost of flood insurance in Passaic New Jersey varies based on your property's flood zone, elevation, and coverage amount. Typical annual premiums range from 700 to 2,500 dollars for a standard NFIP policy, but high-risk properties may cost more. Private flood insurance can sometimes offer lower rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Passaic do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They explain flood zone maps, coverage limits, and the waiting period before coverage begins. They also assist with filing claims after a flood event.
Do I need flood insurance in Passaic New Jersey?
Flood insurance is not required by New Jersey state law for all properties. However, if your home is in a high-risk flood zone and you have a federally backed mortgage, your lender will require it. Even in lower risk areas, flood insurance is recommended because flooding can happen anywhere.
How long is the waiting period for flood insurance in New Jersey?
Standard flood insurance policies through the NFIP have a 30-day waiting period before coverage starts. This means you cannot buy a policy right before a storm. Private flood insurance may have different waiting periods, so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.