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Directory of flood insurance agents in Palisades Park, New Jersey. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Palisades Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in Palisades Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Promise Agency
111 Grand Ave Suite 125, Palisades Park, NJ 07650
(201) 822-9494
J L Insurance Agency
14 Brinkerhoff Ave, Palisades Park, NJ 07650
(201) 944-8805
Flood insurance agents in Palisades Park, New Jersey help property owners secure coverage through the National Flood Insurance Program or private insurers. New Jersey law requires flood insurance for properties in Special Flood Hazard Areas if they have a federally backed mortgage. Local agents understand the flood risks near the Hackensack River and can guide you on policy limits and elevation certificates.
What Does a Flood Insurance Agent in Palisades Park Cost?
Typical flood insurance costs in Palisades Park range from 500 to 2,000 dollars per year for NFIP policies, depending on flood zone and property elevation. Private insurers may offer lower rates for low-risk properties. Costs are also affected by the deductible chosen and the building coverage limit. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Palisades Park?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside these zones, agents often recommend coverage due to local flood risks.
What does a flood insurance agent do in New Jersey?
A flood insurance agent helps you compare NFIP and private policies, explains coverage limits and deductibles, and assists with filing claims. They also help you understand New Jersey's flood disclosure requirements for property sales.
How much does flood insurance cost in Palisades Park?
Costs vary based on flood zone, property elevation, and coverage amount. In New Jersey, NFIP policies average around 700 to 1,200 dollars per year for standard coverage, but high-risk areas may cost more. Private policies can offer different pricing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.