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Find Flood Insurance Agents Near You in New Providence, NJ

Compare flood insurance agents in New Providence. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
New Providence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 flood insurance agents in New Providence, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Davies & Associates Insurance Management
80 Floral Ave, New Providence, NJ 07974
(908) 464-6100 davies-assoc.com
Clyde Paul Insurance Agency
139 South St Suite 202, New Providence, NJ 07974
(201) 991-7598 clydepaulagency.com

Flood insurance agents in New Providence, New Jersey help property owners secure coverage against flood damage. New Providence is located in Union County and participates in the National Flood Insurance Program (NFIP), which requires properties in high-risk flood zones to carry flood insurance if they have a federally backed mortgage. Local agents can guide you through the specific flood map designations and elevation certificate requirements for New Providence properties.

What Does a Flood Insurance Agent in New Providence Cost?

In New Jersey, the average annual flood insurance premium through the NFIP is around $700 to $1,200 for a standard policy, but costs vary based on flood zone, building elevation, and coverage amount. Private flood insurance may offer lower rates for low-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in New Providence New Jersey?
If your property is in a designated high-risk flood zone (A or V zones) and you have a federally backed mortgage, flood insurance is required. Even in lower-risk areas, many homeowners choose coverage because 25 percent of flood claims occur outside high-risk zones.
How do I find a flood insurance agent in New Providence?
You can search for licensed insurance agents in Union County through the New Jersey Department of Banking and Insurance website. Many local independent agents also offer flood policies from the NFIP or private insurers.